Guadalupe County property record for 435 Walnut Crst, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,048 sqft · built 2013 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,469 (Feb 2025) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Feb 2025 Second Mortgage Feb 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3977210200900000 |
| Primary APN | 1G3977210200900000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 1,164 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 134 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 WALNUT CRST |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH II UNIT #1 BLOCK 2 LOT 9 |
| Legal Subdivision | KENSINGTON RANCH II UNIT #1 |
| Legal Tract | 9 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 210707 |
435 Walnut Crst is owned and occupied by two individuals who bought it in February 2025.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage IHFA |
| Feb 13, 2025 | Vendor's Lien, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 2, 2021 | Vendor's Lien, Transfer · VA Mortgage NETWORK FUNDING LP |
| Jun 5, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Mar 11, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 27, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 20253529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0099003531 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 202599003531 |
| Name | IHFA |
|---|---|
| Type | Non-Lending Institution |
| Address | BOISE, ID 83702 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 13, 2025 |
| Property Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0099003529 |
| Map Reference | VOL 8 PG 44&45 |
| Instrument Date | Feb 11, 2025 |
| Instrument | 202599003529 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0099003530 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 202599003530 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 2, 2021 |
| Property Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0099030482 |
| Map Reference | VOL 8 OG 44&45 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 202199030482 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0099030483 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 202199030483 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0000026037 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 WALNUT CRST SELMA TX 781543534, SELMA, TX 78154-3534 |
| Document Number | 0000026037 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 26037 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 11, 2019 |
| Property Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0000005139 |
| Instrument Date | Feb 10, 2019 |
| Instrument | 5139 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 WALNUT CRST SELMA TX 781543534, SELMA, TX 78154-3534 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 27, 2019 |
| Property Address | 435 WALNUT CRST, SCHERTZ, TX 78154-3534 |
| Document Number | 0000004150 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 4150 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 700 W FM 78 #202 CIBOLO TX 781083553, 202, CIBOLO, TX 78108-3553 |
The 2025 property tax bill for 435 Walnut Crst was $2,885, down 2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Selma City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,698 (-7.3%) Land $30,658 Building $226,040 | $256,698 (-7.3%) Land $30,658 Building $226,040 | |
| 2025 | $2,885.00 (-19.99%) | $276,907 Land $28,562 Building $248,345 | $276,907 Land $28,562 Building $248,345 |
| 2024 | $3,606.00 (-1.12%) | ||
| 2023 | $3,647.00 (-25.93%) Homeowner's exemption | $291,679 Land $42,290 Building $249,389 | $291,679 Land $42,290 Building $249,389 |
| 2022 | $4,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Walnut Crst in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Walnut Crst is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SELMA serves 11,418 people · EPA ID TX0150492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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