435 W Gudgell Ave, Independence, MO 64055 Property Records

Jackson County property record for 435 W Gudgell Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,883 sqft · built 1949
Lot Size	1.09 acres (47,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Nov 2015)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-820-03-04`

Property Details

APN / Parcel Number

Primary APN	`26-820-03-04`
Alternative APNs	`26-820-03-04-00-0-00-000` `26820030400000001` `785095`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,883 sqft
Basement Area	1,353 sqft
Flooring	Carpet

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,496 sqft
Lot Dimensions	398 ft deep x 161 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	785095
Street Address	435 W GUDGELL AVE
City	INDEPENDENCE
State	MO
Zip	64055-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH OSAGE ACRES E 160.68 OF LOT 26 DAF: BEG NE COR LOT 26 TH W 160.68 TH S 3 DEG 45 MIN E TO NELY ROW LI OF C & A RR (NOW GULF, MOBILE & OHIO RR) TH SELY ALG SD ROW TO E LI LOT
Legal Subdivision	SOUTH OSAGE ACRES
Legal Block	1
Legal Lot Number	26
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1021
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 W GUDGELL AVE, INDEPENDENCE, MO 64055-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 19, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2015 · Amount on Record
Deed Sale	Nov 25, 2015 · Amount on Record
Deed Document Number	2015106118
Prior Transfer Date	Nov 11, 1998
Prior Transfer Doc	0000020640
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	435 W GUDGELL AVE, INDEPENDENCE, MO 64055-1202
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 W GUDGELL AVE, INDEPENDENCE, MO 64055-1202

Mortgage

Document Number	00E0138245
Date	Dec 20, 2021
Instrument	2021E0138245

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	435 W GUDGELL AVE, INDEPENDENCE, MO 64055-1202
Document Number	0000E06567
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 W GUDGELL AVE INDEPENDENCE MO 640551202, INDEPENDENCE, MO 64055-1202

Mortgage

Document Number	0000E06567
Date	Jan 25, 2018
Instrument	6567E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,590 (-) Land $5,865 Building $24,725	$161,000 (-)
2025	$1,844.00 (+0.11%)	$30,590 (+15%) Land $5,865 Building $24,725	$161,000 (+15%)
2024	$1,842.00 (+2.33%)
2023	$1,800.00	$26,600 Land $7,528 Building $19,072	$140,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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