435 W Delano St, Elverta, CA 95626 Property Records

Sacramento County property record for 435 W Delano St, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,611 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Mar 2013)
Tax Bill	$7,689 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202-0101-047-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0101-047-0000`
Alternative APN	`20201010450000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,611 sqft Living Area
1st Floor Area	2,611 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Area	1,732 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	435 W DELANO ST
City	ELVERTA
State	CA
Zip	95626-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	W 1/2 LOT 3 ELVERTA
Legal Subdivision	ELVERTA
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7206

Owner

435 W Delano St is owned and occupied by two individuals who acquired it in February 2020.

Source: Sacramento County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 W DELANO ST, ELVERTA, CA 95626-9220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Mar 29, 2024	Deed of Trust, Mortgage · FHA Mortgage KINGS MORTGAGE SERVICES INC
Dec 19, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2020	Quit Claim Deed, Transfer OTHER
Feb 24, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2013 · Amount on File
Deed Sale	Mar 15, 2013 · Amount on File
Deed Book / Page	20130315 / 1168
Last Transfer Date	Feb 19, 2020
Transfer Doc	2240000000528
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 9, 2026
Property Address	435 W DELANO ST, ELVERTA, CA 95626-9220
Document Number	2026000060
Book / Page	20260909 / 60
Instrument Date	Sep 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	435 W DELANO ST, ELVERTA, CA 95626-9220

Mortgage

Document Number	2026000060,
Date	Sep 9, 2026
Book Page	20260909/60

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	435 W DELANO ST, ELVERTA, CA 95626-9220
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 W DELANO ST, ELVERTA, CA 95626-9220

Mortgage

Document Number	0000001057
Date	Mar 29, 2024
Instrument	202403291057

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	435 W DELANO ST, ELVERTA, CA 95626-9220
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 W DELANO ST, ELVERTA, CA 95626-9220

Mortgage

Document Number	0000000628
Date	Dec 19, 2024
Instrument	202412190628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2020
Property Address	435 W DELANO ST, ELVERTA, CA 95626-9220
Document Number	2002240529
Instrument Date	Feb 19, 2020
Instrument	2002240529
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 W DELANO ST ELVERTA CA 956269220, ELVERTA, CA 95626-9220

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2020
Property Address	435 W DELANO ST, ELVERTA, CA 95626-9220
Document Number	2002240528
Instrument Date	Feb 19, 2020
Instrument	2002240528
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	435 W DELANO ST ELVERTA CA 956269220, ELVERTA, CA 95626-9220

Tax Assessment & Valuation

The 2025 property tax bill for 435 W Delano St was $7,689, up 7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,213 (+2%) Land $191,234 Building $488,979
2025	$7,689.00 (+7.01%)	$666,877 Land $187,485 Building $479,392
2024	$7,185.00 (-1.39%)
2023	$7,286.00 (+4.03%)	$640,983 Land $180,205 Building $460,778
2022	$7,004.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 W Delano St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1982–1995)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 W Delano St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath.

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