435 Via Emily Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 435 Via Emily Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 1975
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on File
Last Sale	$462,000 (Aug 2016)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-181-45-00`

Property Details

APN / Parcel Number

Primary APN	`158-181-45-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 VIA EMILY AVE
City	OCEANSIDE
State	CA
Zip	92057-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 118 TR 007464
Legal Subdivision	OLD MISSION VILLAGE
Legal Tract	007464
Legal Block	2
Legal Lot Number	118
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18521

Owner

435 Via Emily Ave is owned by a company that acquired it in September 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 24, 2022	Intrafamily Transfer, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2016 · Amount on File
Deed Sale	Aug 19, 2016 · Amount on File
Prior Sale	Jun 17, 2010 · Amount on File
Deed Document Number	2016429621
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000408705
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434

Mortgage

Document Number	0000083517
Date	Mar 30, 2023
Instrument	2023-0083517

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434
Document Number	0000408705
Map Reference	MAP 7464
Instrument Date	Sep 21, 2022
Instrument	2022-0408705
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434

Mortgage

Document Number	0000639941
Date	Oct 20, 2020
Instrument	2020-0639941

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	435 VIA EMILY AVE, OCEANSIDE, CA 92057-6434
Document Number	0000416428
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 VIA EMILY AVE OCEANSIDE CA 920576434, OCEANSIDE, CA 92057-6434

Mortgage

Document Number	0000416428
Date	Oct 5, 2018
Instrument	416428

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 4, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 435 Via Emily Ave was $5,961 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,552 (+2%) Land $218,616 Building $327,936
2025	$5,961.00 Homeowner's exemption	$535,836 Land $214,330 Building $321,506
2023	$5,665.00 (+0.18%) Homeowner's exemption	$515,030 Land $206,008 Building $309,022
2022	$5,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Via Emily Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Via Emily Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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