Penobscot County and Bangor City property record for 435 Union St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,088 sqft · built 1920 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jun 2016) |
| Tax Bill | $5,418 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:021 L:076 |
| Primary APN | BANG M:021 L:076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 4386 |
|---|---|
| Street Address | 435 UNION ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 76 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 500 |
Source: Penobscot County and Bangor City records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 UNION ST, BANGOR, ME 04401-4507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Prior Sale | Aug 25, 2014 |
| Deed Document Number | 201615201 |
| Deed Book / Page | 14175 / 247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Sep 1, 2026 |
| Property Address | 435 UNION ST, BANGOR, ME 04401-4507 |
| Document Number | 0000024128 |
| Book / Page | 18000 / 58 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202624128 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 435 UNION ST, BANGOR, ME 04401-4507 |
| Document Number | 0000024128, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 18000/58 |
| Instrument | 202624128 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 435 UNION ST, BANGOR, ME 04401-4507 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168470345 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 16847/345 |
| Instrument | 12621 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 435 UNION ST, BANGOR, ME 04401-4507 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157180177 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 15718/177 |
| Instrument | 31767 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,418.00 (+0.61%) | $306,100 (+5.44%) Land $15,200 Building $290,900 | |
| 2024 | $5,385.00 (+6.51%) | $290,300 (+9.96%) Land $14,800 Building $275,500 | $455,810 |
| 2023 | $5,056.00 (+8.27%) | $264,000 (+15.33%) Land $14,800 Building $249,200 | |
| 2022 | $4,670.00 | $228,900 Land $14,800 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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