Sumter County property record for 435 Troy Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 1,707 sqft · built 2006 |
| Lot Size | 0.127 acres (5,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,800 (Mar 2006) |
| Tax Bill | $2,317 (2024) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D25B177 |
| Primary APN | D25B177 |
|---|---|
| Alternative APN |
|
| Building Area | 1,707 sqft Heated Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Steel Frame |
| Lot Area | 5,540 sqft (0.127 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 96 sqft |
| Account Number | 1023259 |
|---|---|
| Street Address | 435 TROY LOOP |
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-6132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 177 THE VILLAGES OF SUMTER UNIT NO.116 PB 7 PGS 26-26B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | VILLAGES/SUMTER |
| Legal Lot Number | 177 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 911201 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 TROY LOOP, THE VILLAGES, FL 32162-6132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2006 · Amount on Record |
| Deed Sale | Mar 1, 2006 · Amount on Record |
| Deed Document Number | 0001554471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 435 TROY LOOP, THE VILLAGES, FL 32162-6132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036350127 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 3635/0127 |
| Instrument | 201960038151 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,740 (+5.98%) | $300,630 (-2.95%) Land $33,240 Building $267,390 | |
| 2024 | $2,317.00 (+10.76%) | ||
| 2023 | $2,092.00 (+0.92%) Additional exemption filed | $186,580 (+3%) | $309,760 (+4.72%) Land $22,160 Building $287,600 |
| 2022 | $2,073.00 Homeowner's exemption Disabled Person's exemption | $181,150 | $295,800 Land $22,100 Building $273,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures