435 Toad Valley Rd, Dalmatia, PA 17017 Property Records

Northumberland County property record for 435 Toad Valley Rd, Dalmatia, PA 17017

Property Summary

Property Type	Single Family Home
Lot Size	4.37 acres (190,357 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Oct 2022)
Tax Bill	$7,586 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-00-100-002-A`

Property Details

APN / Parcel Number

Primary APN	`029-00-100-002-A`

Exterior

Lot Area	190,357 sqft (4.37 acres)

Location & Zoning

Street Address	435 TOAD VALLEY RD
City	DALMATIA
State	PA
Zip	17017-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.375 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	LOWER MAHANOY
Census Block Group	4
Census Block	4018
Census Tract	82300

Owner

435 Toad Valley Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 TOAD VALLEY RD, DALMATIA, PA 17017-7431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed, Transfer · Conventional Mortgage MID PENN BANK
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Mar 7, 2017	Deed, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Mar 7, 2017 · Amount on File
Deed Document Number	202217002
Deed Book / Page	3218 / 181
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Oct 18, 2022
Property Address	435 TOAD VALLEY RD, DALMATIA, PA 17017-7431
Document Number	003218/181
Book / Page	3218 / 181
Instrument Date	Oct 17, 2022
Instrument	202217002
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	NOT AVAILABLE, PROVIDENCE ABSTRACTING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	435 TOAD VALLEY RD, DALMATIA, PA 17017-7431

Mortgage

Document Number	0202217003
Date	Oct 18, 2022
Instrument	202217003

Lender

Name	MID PENN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	435 TOAD VALLEY RD, DALMATIA, PA 17017-7431
Transaction Type	Mortgage
Record Updated	Jul 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2932/289
Date	Jun 25, 2019
Book Page	2932/289
Instrument	201909874

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 24, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Mar 7, 2017
Property Address	435 TOAD VALLEY RD, DALMATIA, PA 17017-7431
Document Number	002759/202
Book / Page	2759 / 202
Instrument Date	Feb 24, 2017
Instrument	201703576
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15755 NW 130TH ST, 15755, PLATTE CITY, MO 64079-7211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 TOAD VALLEY RD, DALMATIA, PA 17017-7431

Mortgage

Document Number	0201703577
Date	Mar 7, 2017
Instrument	201703577

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 435 Toad Valley Rd was $7,586.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Lower Mahanoy Township
Unified School District	Line Mountain School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,586.00	$62,600 Land $3,680 Building $58,920
2024	$7,211.00	$62,600 (-) Land $3,680 Building $58,920
2023	$7,211.00	$62,600 Land $3,680 Building $58,920
1972			$62,600 Land $3,680 Building $58,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 435 Toad Valley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1996–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Toad Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, TDS Telecom, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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