435 Timberland Trl, Ringgold, GA 30736 Property Records

Catoosa County property record for 435 Timberland Trl, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,108 sqft · built 1998
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2021)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0075A020000`

Property Details

APN / Parcel Number

Primary APN	`0075A020000`
Alternative APNs	`0075A020` `25404`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,108 sqft Heated Area
1st Floor Area	1,108 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	442 ft deep x 100 ft wide
Garage Area	484 sqft
Porch	Patio
Porch Area	172 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25404
Street Address	435 TIMBERLAND TRL
City	RINGGOLD
State	GA
Zip	30736-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 20 TIMBERLAND ACRES
Legal Subdivision	TIMBERLAND ACRES
Legal Lot Number	20
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	4
Census Block	4019
Census Tract	30100

Owner

435 Timberland Trl is owned and occupied by two individuals who bought it in March 2021.

Source: Catoosa County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage MORTGAGE MORTGAGE
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS
Mar 31, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Nov 22, 2002 · Amount on File
Deed Document Number	2021694
Deed Book / Page	2127 / 305
Prior Transfer Date	Feb 15, 2014
Prior Transfer Doc	0001718619
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jul 2, 2026
Property Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556
Document Number	2456000584
Book / Page	2456 / 584
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556

Mortgage

Document Number	2456000584,
Date	Jul 2, 2026
Book Page	2456/584

Lender

Name	MORTGAGE MORTGAGE

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.79%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 5, 2021
Property Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556
Document Number	0021270305
Book / Page	002127 / 000305
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	Apr 27, 2021
Title Company	REALTY TITLE AND ESCROW SERVICES, REALTY TITLE & ESCROW SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 TIMBERLAND TRL RINGGOLD GA 307364556, RINGGOLD, GA 30736-4556

Mortgage

Document Number	21270307
Date	Apr 5, 2021
Book Page	002127/000307

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 31, 2021
Property Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556
Document Number	0021270305
Book / Page	2127 / 305
Instrument Date	Mar 31, 2021
Instrument	2021-000694
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556

Mortgage

Document Number	0021270000000307
Date	Apr 5, 2021
Book Page	0000002127/0000000307
Instrument	003270

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	435 TIMBERLAND TRL, RINGGOLD, GA 30736-4556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018820173
Date	Jun 2, 2017
Book Page	1882/173
Instrument	003936

Lender

Name	FIRST NATIONAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 435 Timberland Trl was $1,752.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00	$92,298 Land $12,000 Building $80,298	$230,746 Land $30,000 Building $200,746
2023	$1,589.00 (+27.22%)	$71,004 Land $12,000 Building $59,004	$177,511 Land $30,000 Building $147,511
2022	$1,249.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Timberland Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Timberland Trl is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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