435 Terry Rd, Somerville, TN 38068 Property Records

Fayette County property record for 435 Terry Rd, Somerville, TN 38068

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,055 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2026)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087C-A-004.00`

Property Details

APN / Parcel Number

Primary APN	`087C-A-004.00`
Alternative APNs	`08087CA087C00400` `024087C A 00400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,055 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	1,743 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	166 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Patio Area	176 sqft
Canopy	168 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 TERRY RD
City	SOMERVILLE
State	TN
Zip	38068-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLAND WOODS PB: 8 PG: 115 LOT: 193 SECTION E 80 X 166
Legal Subdivision	OAKLAND WOODS
Legal Lot Number	193
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	1
Census Block	1026
Census Tract	60404

Owner

435 Terry Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Fayette County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 TERRY RD, SOMERVILLE, TN 38068-5307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	May 26, 2010 · Amount on File
Deed Document Number	20266594
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Oct 1, 2026
Property Address	435 TERRY RD, SOMERVILLE, TN 38068-5307
Document Number	0000006594
Instrument Date	Sep 30, 2026
Instrument	20266594
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,373.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006595,
Date	Oct 1, 2026
Instrument	20266595

Lender

Name	CME LENDING GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Terry Rd was $1,230.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00	$78,575 Land $12,500 Building $66,075	$314,300 Land $50,000 Building $264,300
2023		$55,850 Land $10,000 Building $45,850
2021			$223,400 Land $40,000 Building $183,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Terry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Terry Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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