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435 Talisi Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 435 Talisi Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2023
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$436,990 (Jun 2023)
Tax Bill$5,141 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN282531503800012880

Property Details

APN / Parcel Number

Primary APN282531503800012880

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address435 TALISI LOOP
CitySAINT CLOUD
StateFL
Zip34771-9161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERLY PH 3 PB 31 PGS 120-122 LOT 288
Legal Phase3
Legal Lot Number288
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 282531503800012880

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address435 TALISI LOOP, SAINT CLOUD, FL 34771-9161
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Deed Document Number2023075058
Deed Book / Page6422 / 1878
Record UpdatedJun 08, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 09, 2023
Property Address435 TALISI LOOP, SAINT CLOUD, FL 34771-9161
Document Number0064221878
Book / Page6422 / 1878
Map ReferenceMB 31 PG 120-122
Instrument DateJun 07, 2023
Instrument2023075058
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,059.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address435 TALISI LOOP, SAINT CLOUD, FL 34771-9161

Mortgage

Document Number0064221879
DateJun 09, 2023
Instrument6422/1879
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,141.00 (+221.51%) Homeowner's exemption$360,500 (+415%) Land $75,000 Building $285,500$360,500 (+415%) Land $75,000 Building $285,500
2023$1,599.00 (+90.81%)$70,000 (+16.67%) Land $70,000$70,000 (+16.67%) Land $70,000
2022$838.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskHigh
above 83% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 112 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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