435 Summit Rd, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 435 Summit Rd, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,938 sqft · built 1965
Lot Size	1.15 acres (50,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Dec 2020)
Tax Bill	$15,358 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-182-010-1`

Property Details

APN / Parcel Number

Primary APN	`179-182-010-1`
Alternative APN	`179-182-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,301 sqft
Basement Area	637 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Lot Area	50,529 sqft
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	435 SUMMIT RD
City	WALNUT CREEK
State	CA
Zip	94598-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	CCCC LAND CO POR LOT A 1.160 AC
Legal Subdivision	SAN MIGUEL RHO
Legal Lot Number	A
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	343002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage PREMIER LENDING INC
Feb 28, 2020	Grant Deed, Transfer · Conventional Mortgage CLEAREDGE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2020331120
Last Transfer Date	Nov 15, 2021
Transfer Doc	0000321044
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 19, 2021
Property Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733
Document Number	0000321044
Instrument Date	Nov 15, 2021
Instrument	2021-321044
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733

Mortgage

Document Number	0000321045
Date	Nov 19, 2021
Instrument	2021-321045

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733
Document Number	0000331122
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1921 ALDEN ST BELMONT CA 940021708, BELMONT, CA 94002-1708

Mortgage

Document Number	0000331122
Date	Dec 31, 2020
Instrument	331122

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 31, 2020
Property Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733
Document Number	0000331120
Instrument Date	Dec 29, 2020
Instrument	2020-331120
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733

Mortgage

Document Number	0000331121
Date	Dec 31, 2020
Instrument	2020-331121

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000331122
Date	Dec 31, 2020
Instrument	2020-331122

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2020
Property Address	435 SUMMIT RD, WALNUT CREEK, CA 94598-4733
Document Number	0000038667
Instrument Date	Feb 20, 2020
Instrument	38667
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1162 BRIARWOOD WAY WALNUT CREEK CA 945976807, WALNUT CREEK, CA 94597-6807

Mortgage

Document Number	38668
Date	Feb 28, 2020
Instrument	38668

Lender

Name	CLEAREDGE LNDG
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,324,894 (+2%) Land $960,549 Building $364,345
2025	$15,358.00 (+3.85%) Homeowner's exemption	$1,298,916 (+4.04%) Land $941,715 Building $357,201
2023	$14,789.00 (+2.27%) Homeowner's exemption	$1,248,480 Land $905,148 Building $343,332
2022	$14,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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