Smyth County property record for 435 Sulpher Spring Rd, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,602 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,300 (Apr 2026) |
| Tax Bill | $843 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2016 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-4-1A |
| Primary APN | 53-4-1A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 2,104 sqft |
| 1st Floor Area | 1,602 sqft |
| Basement Area | 401 sqft |
| Unfinished Basement | 401 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Roof Type | Gable |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Porch |
| Porch Area | 228 sqft |
| Deck Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 111902 |
|---|---|
| Street Address | 435 SULPHER SPRING RD |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 435 SULPHUR SPRINGS RD 53 4 1A |
| Legal Subdivision | SULPHUR SPRING |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | CHILHOWIE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 30701 |
435 Sulpher Spring Rd is owned by an individual who bought it in April 2026.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 PINE GAP RD, WHITE SULPHUR SPRINGS, WV 24986-4039 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage THE BANK OF MARION |
| Apr 11, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance THE BANK OF MARION |
| May 28, 2015 | Deed of Trust, Mortgage · ARM THE BANK OF MARION |
| Aug 23, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME LOAN CENTER INC |
| Apr 30, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 30, 2026 | Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Sep 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Sep 22, 2020 · Amount on File |
| Deed Document Number | 2026946 |
| Deed Book / Page | 1113 / 3737 |
| Transfer Doc | 1400/1308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001100/285 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 1100/285 |
| Instrument | 230001057 |
| Name | THE BANK OF MARION |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0160000791 |
|---|---|
| Date | Apr 11, 2016 |
| Instrument | 160000791 |
| Name | THE BANK OF MARION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01500/1035 |
|---|---|
| Date | May 28, 2015 |
| Book Page | 1500/1035 |
| Name | THE BANK OF MARION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 28, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000712/071 |
|---|---|
| Date | Aug 23, 2006 |
| Book Page | 712/071 |
| Instrument | 060002820 |
| Name | HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Document Number | 0000000946 |
| Book / Page | 1113 / 3737 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.946 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,189.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 PINE GAP RD, WHITE SULPHUR SPRINGS, WV 24986-4039 |
| Document Number | 0000000947, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..947 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Document Number | 01113/3737 |
| Book / Page | 1113 / 3737 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026946 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,189.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 PINE GAP RD, WHITE SULPHUR SPRINGS, WV 24986-4039 |
| Document Number | 0000000947, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026947 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Sep 22, 2020 |
| Property Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
| Document Number | 1056/882 |
| Book / Page | 1056 / 882 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 200002227 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 SULPHER SPRING RD, CHILHOWIE, VA 24319-4020 |
The 2026 property tax bill for 435 Sulpher Spring Rd was $843, up 16.9% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chilhowie Town |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $843.00 (+16.92%) | $122,300 (-) Land $12,000 Building $110,300 | $122,300 (-) Land $12,000 Building $110,300 |
| 2025 | $721.00 | $122,300 Land $12,000 Building $110,300 | $122,300 Land $12,000 Building $110,300 |
| 2023 | $452.00 | $61,100 Land $10,000 Building $51,100 | $61,100 Land $10,000 Building $51,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 435 Sulpher Spring Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Sulpher Spring Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SmythNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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