435 Suffolk Ln, Callaway, VA 24067 Property Records

Franklin County property record for 435 Suffolk Ln, Callaway, VA 24067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2025)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061 00-091 05`

Property Details

APN / Parcel Number

Primary APN	`061 00-091 05`
Alternative APN	`43433`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,680 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	43433
Street Address	435 SUFFOLK LN
City	CALLAWAY
State	VA
Zip	24067-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	NR RT 40
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLACKWATER
Census Block Group	2
Census Block	2013
Census Tract	20502

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 SUFFOLK LN, CALLAWAY, VA 24067-4830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 4, 2021	Deed, Transfer · Conventional Mortgage SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	20257814
Deed Book / Page	1238 / 503
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 4, 2025
Property Address	435 SUFFOLK LN, CALLAWAY, VA 24067-4830
Document Number	0012380503
Book / Page	1238 / 503
Map Reference	MB 923 GP 1100
Instrument Date	Dec 3, 2025
Instrument	250007814
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 SUFFUK LANE, CALLAWAY, VA 24067

Mortgage

Document Number	0012380507
Date	Dec 4, 2025
Book Page	1238/507
Instrument	250007815

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	435 SUFFOLK LN, CALLAWAY, VA 24067-4830
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011401039
Date	Jun 3, 2020
Book Page	1140/1039
Instrument	200003668

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate	3.37%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 4, 2021
Property Address	435 SUFFOLK LN, CALLAWAY, VA 24067-4830
Document Number	0011620533
Book / Page	1162 / 533
Map Reference	MB 923 PG 1108
Instrument Date	May 4, 2021
Instrument	210004204
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	435 SUFFOLK LN, CALLAWAY, VA 24067-4830

Mortgage

Document Number	210004205
Date	May 4, 2021
Instrument	210004205

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (+17.28%)	$317,400 (+66.35%) Land $42,000 Building $275,400	$317,400 (+66.35%) Land $42,000 Building $275,400
2023	$1,163.00	$190,800 (-) Land $35,000 Building $155,800	$190,800 (-) Land $35,000 Building $155,800
2022		$190,800 Land $35,000 Building $155,800	$190,800 Land $35,000 Building $155,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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