435 Stone Mill Rd, Hudson, NY 12534 Property Records

Columbia County and Claverack Town property record for 435 Stone Mill Rd, Hudson, NY 12534

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,016 sqft · built 1763
Lot Size	3.66 acres (159,430 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,554 (2026)
Deeds & Mortgages	Oct 2020 Loan Modification Oct 2020 Mortgage + 1 more
APN	`102889 140.-1-1.100`

Property Details

APN / Parcel Number

Primary APN	`102889 140.-1-1.100`
Alternative APN	`288914000000010011000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,016 sqft Living Area
1st Floor Area	1,674 sqft
Upper Floors Area	1,342 sqft

Exterior

Year Built	Built 1763
Effective Year Built	Effective 1763
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	159,430 sqft (3.66 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	163 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	435 STONE MILL RD
City	HUDSON
State	NY
Zip	12534-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	LIFE ESTATE MICRO 97-166
Legal Block	1
Legal Lot Number	1.100
Jurisdiction	COLUMBIA NY
Township / Civil Division	CLAVERACK
Census Block Group	5
Census Block	5063
Census Tract	1000

Owner

Source: Columbia County and Claverack Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 STONE MILL RD, HUDSON, NY 12534-4243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Loan Modification, Mortgage BANK OF AMERICA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 11, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA NY
Property Address	435 STONE MILL RD, HUDSON, NY 12534-4243
Document Number	0000009482
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 STONE MILL RD HUDSON NY 125344243, HUDSON, NY 12534-4243

Mortgage

Document Number	0000009482
Date	Nov 16, 2020
Book Page	000917/000931
Instrument	9482

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	435 STONE MILL RD, HUDSON, NY 12534-4243
Document Number	0000009481
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 STONE MILL RD HUDSON NY 125344243, HUDSON, NY 12534-4243

Mortgage

Document Number	0000009481
Date	Nov 16, 2020
Book Page	000917/000914
Instrument	9481

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	435 STONE MILL RD, HUDSON, NY 12534-4243
Document Number	0000010153
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	HEIGHTS ABSTRACT LIMITED, HEIGHTS ABSTRACT LTD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 STONE MILL RD HUDSON NY 125344243, HUDSON, NY 12534-4243

Mortgage

Document Number	0000010153
Date	Oct 30, 2018
Book Page	000875/001327
Instrument	10153

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Columbia County and Claverack Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Claverack Town
Unified School District	Hudson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,554.00 (+7.35%)
2025	$6,105.00 (+234.15%)	$335,000 (-) Land $48,300 Building $286,700	$507,576 (+15.15%) Land $73,182 Building $434,394
2023		$335,000 (-) Land $48,300 Building $286,700	$440,789 (+14.47%) Land $63,553 Building $377,236
2022		$335,000 Land $48,300 Building $286,700	$385,057 Land $55,517 Building $329,540
2021	$1,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

May also be available: Verizon.

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