Montgomery County property record for 435 Stanton Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,508 sqft · built 2005 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,500 (Sep 2023) |
| Tax Bill | $6,495 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K45200128-0029 |
| Primary APN | K45200128-0029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 2,722 sqft |
| 1st Floor Area | 954 sqft |
| Basement Area | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,104 sqft (0.209 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 STANTON DR |
|---|---|
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 292 HIGHLANDS AT SETTLERS WALK SEC NINE |
| Legal Subdivision | HIGHLANDS AT SETTLERS WALK |
| Legal Lot Number | 292 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50106 |
435 Stanton Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Jun 16, 2011 · Amount on File |
| Deed Document Number | 202346773 |
| Prior Transfer Date | Nov 21, 2016 |
| Prior Transfer Doc | 0000069615 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 12, 2023 |
| Property Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Document Number | 0000046773 |
| Map Reference | MB 194 PG 34&34A |
| Instrument Date | Aug 29, 2023 |
| Instrument | 202300046773 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Document Number | 0000046774 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 202300046774 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Document Number | 0000035917 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202300035917 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | ALL POINTS TITLE |
| Name | Verified Name |
|---|---|
| Address | 435 STANTON DR, SPRINGBORO, OH 45066-8440 |
| Document Number | 0000012248 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022-00012248 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, OH 45005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Miami Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,770 Land $21,870 Building $104,900 | $362,190 Land $62,480 Building $299,710 | |
| 2024 | $6,495.00 (-1.31%) | ||
| 2023 | $6,581.00 (+30.27%) | $126,770 (+42.01%) Land $21,870 Building $104,900 | $362,190 Land $62,480 Building $299,710 |
| 2022 | $5,052.00 | $89,270 Land $15,400 Building $73,870 | |
| 2020 | $255,060 Land $44,000 Building $211,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Stanton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Stanton Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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