435 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 435 Sprague St, Dedham, MA 02026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1957
Lot Size0.151 acres (6,566 sqft)
Owner2 Individual Names on Record
Last Sale$313,300 (Sep 2004)
Tax Bill$6,948 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNDEDH M:0170 L:0005

Property Details

APN / Parcel Number

Primary APNDEDH M:0170 L:0005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,232 sqft
1st Floor Area1,008 sqft
Basement Area972 sqft
Unfinished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,566 sqft (0.151 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address435 SPRAGUE ST
CityDEDHAM
StateMA
Zip02026-3923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Lot Number5
JurisdictionDEDHAM MA
Township / Civil DivisionDEDHAM
Census Block Group2
Census Block2001
Census Tract402200

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address435 SPRAGUE ST, DEDHAM, MA 02026-3923
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2004 · Amount on Record
Deed SaleSep 30, 2004 · Amount on Record
Prior SaleMar 30, 1998 · Amount on Record
Deed Document Number200410520
Deed Book / Page21598 / 94
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address435 SPRAGUE ST, DEDHAM, MA 02026-3923
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041485-206
DateOct 31, 2023
Book Page41485/206
Instrument71416
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDedham Town
Unified School DistrictDedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,948.00 (+14%)$564,900 (+16.96%) Land $311,600 Building $253,300$594,744 (+1.42%)
2025$6,095.00 (+2.59%)$483,000 (+1.62%) Land $262,900 Building $220,100$586,435 (+15.23%)
2024$5,941.00 (+7.18%)$475,300 (+10.1%) Land $248,900 Building $226,400$508,915
2023$5,543.00$431,700 Land $221,000 Building $210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims10 (1987–2020)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEDHAM WESTWOOD WATER DIST.
serves 41,630 people · EPA ID MA3073000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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