Warren County property record for 435 Spencer Rd, Corry, PA 16407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,414 sqft · built 1978 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Jan 1977) |
| Tax Bill | $4,689 (2026) |
| Deeds & Mortgages | Jul 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CY-292-453200-000 |
| Primary APN | CY-292-453200-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,414 sqft Living Area |
| 1st Floor Area | 2,029 sqft |
| Basement Area | 1,777 sqft |
| Unfinished Basement | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Mixed |
| Garage Area | 1,350 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 485 sqft |
| Cooling System | None |
|---|---|
| Heating System | Other |
| Heating Fuel | Gas |
| Street Address | 435 SPENCER RD |
|---|---|
| City | CORRY |
| State | PA |
| Zip | 16407-4419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIVISION OR SURVEY MAP/PAGE M02/095 |
| Legal Subdivision | MICHAEL SEKERAK SUB-DIVISION NO 2 |
| Jurisdiction | WARREN PA |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 970300 |
435 Spencer Rd is owned and occupied by an individual who bought it in January 1977.
Source: Warren County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 SPENCER RD, CORRY, PA 16407-4419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1977 · Amount on File |
| Deed Sale | Jan 1, 1977 · Amount on File |
| Deed Book / Page | 399 / 792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN PA |
| Property Address | 435 SPENCER RD, CORRY, PA 16407-4419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0202502846 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 202502846 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 24, 2040 |
The 2026 property tax bill for 435 Spencer Rd was $4,689 with a homeowner's exemption, down 8.8% from the year before.
Source: Warren County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Warren County |
| County Subdivision | Columbus Township |
| Unified School District | Corry Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,689.00 (-8.76%) Homeowner's exemption | $382,270 (+551.04%) Land $24,010 Building $358,260 | $382,270 Land $24,010 Building $358,260 |
| 2025 | $5,139.00 Homeowner's exemption | $58,717 Land $4,008 Building $54,709 | |
| 2023 | $4,875.00 | $58,717 Land $4,008 Building $54,709 | |
| 1989 | $117,432 Land $8,015 Building $109,417 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Spencer Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNICIPAL AUTHORITY OF CORRY serves 7,800 people · EPA ID PA6250012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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