Henderson County property record for 435 Smith Ave, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.194 acres (8,470 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Oct 2020) |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4.60E-03 |
| Primary APN | 4.60E-03 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,470 sqft (0.194 acres) |
|---|---|
| Lot Dimensions | 121 ft deep x 70 ft wide |
| Street Address | 435 SMITH AVE |
|---|---|
| City | HENDERSON |
| State | KY |
| Zip | 42420-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | GEORGE F SMITH SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20602 |
435 Smith Ave is owned and occupied by an individual who bought it in October 2020.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 SMITH AVE, HENDERSON, KY 42420-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Deed Document Number | 2020011153 |
| Deed Book / Page | RE 0646 / 939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Oct 21, 2020 |
| Property Address | 435 SMITH AVE, HENDERSON, KY 42420-4628 |
| Document Number | RE0646/939 |
| Book / Page | RE 0646 / 939 |
| Map Reference | MB 180 PG 147 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020011153 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 943 VILLAGE DR, HENDERSON, KY 42420-2249 |
| Name | Verified Name |
|---|---|
| Address | 435 SMITH AVE, HENDERSON, KY 42420-4628 |
| Investor | Possibly a Property Investor |
| Document Number | 2020011154 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020011154 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 435 Smith Ave was $1,308.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 | $118,000 | $118,000 |
| 2023 | $1,319.00 (+0.92%) | $118,000 (-7.81%) | $118,000 (-7.81%) |
| 2022 | $1,307.00 | $128,000 | $128,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Smith Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 162 (1979–2012) |
| Claims Outside the SFHA | 2 of 162 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Smith Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Watch TV.
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