Franklin County property record for 435 Shade Tree Ln, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1970 |
| Lot Size | 5.59 acres (243,849 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,702 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012 00-016 00 |
| Primary APN | 012 00-016 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 3,368 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 243,849 sqft (5.59 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 1,852 sqft |
|---|---|
| Storage Building | 720 sqft |
| Boat Access | Boat Access |
| Boat House | 612 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1693 |
|---|---|
| Street Address | 435 SHADE TREE LN |
| City | HARDY |
| State | VA |
| Zip | 24101-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RT 636 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20302 |
435 Shade Tree Ln is owned and occupied by an individual.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 SHADE TREE LN, HARDY, VA 24101-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 435 SHADE TREE LN, HARDY, VA 24101-4502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 435 SHADE TREE LN, HARDY, VA 24101-4502 |
| Document Number | 0011922764 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 1192/2764 |
| Instrument | 220008629 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | HARDY, VA 24101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 435 Shade Tree Ln was $1,702.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,702.00 | $395,900 Land $145,000 Building $250,900 | $395,900 Land $145,000 Building $250,900 |
| 2023 | $1,831.00 | $300,300 (-) Land $138,000 Building $162,300 | $300,300 (-) Land $138,000 Building $162,300 |
| 2022 | $300,300 Land $138,000 Building $162,300 | $300,300 Land $138,000 Building $162,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Shade Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 Shade Tree Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures