435 Seaspray Ave, Palm Beach, FL 33480 Property Records

Palm Beach County property record for 435 Seaspray Ave, Palm Beach, FL 33480

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,950 sqft · built 1926
Lot Size	0.14 acres (6,125 sqft)
Owner	Individual Name on File
Tax Bill	$60,833 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2023 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`50-43-43-22-07-000-3140`

Property Details

APN / Parcel Number

Primary APN	`50-43-43-22-07-000-3140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,950 sqft Living Area
1st Floor Area	1,976 sqft
Upper Floors Area	1,190 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Bermuda Roof
Lot Area	6,125 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide

Exterior Amenities

Pool Area	78 sqft
Porch	Porch
Porch Area	180 sqft
Patio Area	875 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	435 SEASPRAY AVE
City	PALM BEACH
State	FL
Zip	33480-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	POINCIANA PARK 2ND ADD LTS 314 & 316
Legal Range	43E
Legal Township	43S
Legal Section	22
Legal Subdivision	POINCIANA PARK 2ND ADD
Legal Lot Number	314,316 316
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	2
Census Block	2009
Census Tract	3513

Owner

435 Seaspray Ave is owned and occupied by an individual who acquired it in December 2020.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2023	Lease, Transfer ATTORNEY ONLY, ATTORNEY
Apr 26, 2022	Correction Deed ATTORNEY ONLY, ATTORNEY
Feb 9, 2022	Lease, Transfer ATTORNEY ONLY, ATTORNEY
Jul 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020
Deed Sale	Dec 1, 2020
Prior Sale	Oct 17, 2008
Deed Document Number	0033502681
Deed Book / Page	31548 / 1290
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	20200233900
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0334250494
Date	Mar 29, 2022
Book Page	33425/494
Instrument	20220135708

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	PALM BEACH FL
Recording Date	Nov 30, 2023
Property Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108
Document Number	0346921091
Book / Page	34692 / 1091
Map Reference	MB 6 PG 86
Instrument Date	Nov 16, 2023
Instrument	20230403982
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 26, 2022
Property Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108
Document Number	0335020681
Book / Page	33502 / 681
Map Reference	MB 6 PG 86
Instrument Date	Dec 1, 2020
Instrument	20220178406
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	PALM BEACH FL
Recording Date	Feb 9, 2022
Property Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108
Document Number	0332951145
Book / Page	33295 / 1145
Map Reference	MB 6 PG 86
Instrument Date	Dec 1, 2020
Instrument	20220062210
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 6, 2020
Property Address	435 SEASPRAY AVE, PALM BEACH, FL 33480-4108
Document Number	0315481290
Book / Page	031548 / 001290
Instrument Date	Jul 1, 2020
Instrument	233900
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$19,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	435 SEASPRAY AVE PALM BEACH FL 334804108, PALM BEACH, FL 33480-4108

Tax Assessment & Valuation

The 2025 property tax bill for 435 Seaspray Ave was $60,833.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Palm Beach Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$60,833.00	$5,166,185 Land $4,103,750 Building $1,062,435	$5,166,185 Land $4,103,750 Building $1,062,435
2023	$49,489.00 (+12.36%)	$4,042,243 (+21.43%) Land $2,684,725 Building $1,357,518	$4,042,243 (+21.43%) Land $2,684,725 Building $1,357,518
2022	$44,045.00	$3,328,845 Land $2,324,438 Building $1,004,407	$3,328,845 Land $2,324,438 Building $1,004,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Seaspray Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 249 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	408 units insured incl. 159 condo units
Nearby Flood Claims	6 (2006–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Seaspray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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