Pinellas County property record for 435 San Jose Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,954 sqft · built 1951 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $600,000 (Jan 2025) |
| Tax Bill | $10,452 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-742-2749-7 |
| Primary APN | C62-000-742-2749-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,383 sqft |
| 1st Floor Area | 1,954 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,379 sqft (0.376 acres) |
| Lot Dimensions | 130 ft deep x 109 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 501 sqft |
| Deck Area | 443 sqft |
| Patio Area | 443 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R235274 |
|---|---|
| Street Address | 435 SAN JOSE DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNEDIN ISLES NO. 1 BLK 29, LOTS 1 AND 2 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | DUNEDIN ISLES NO. 1 |
| Legal Tract | 23310 |
| Legal Block | 29 |
| Legal Lot Number | 1,2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 27105 |
435 San Jose Dr is owner-occupied and held in a trust since January 2025.
Source: Pinellas County records, as of September 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL |
| Aug 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on File |
| Deed Sale | Jan 21, 2025 · Amount on File |
| Prior Sale | Sep 18, 2012 · Amount on File |
| Deed Document Number | 202518304 |
| Deed Book / Page | 23036 / 2676 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0213740972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Document Number | 0000237559 |
| Book / Page | 23683 / 273 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026237559 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Document Number | 0000237559, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 23683/273 |
| Instrument | 2026237559 |
| Name | FIRST NATIONAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Document Number | 0225342371 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 22534/2371 |
| Instrument | 2023210787 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Document Number | 0213740972 |
| Book / Page | 21374 / 972 |
| Map Reference | MB 20 PG 34-37 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021036583 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 SAN JOSE DR, DUNEDIN, FL 34698-3729 |
| Document Number | 0021374975 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 21374/975 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 435 San Jose Dr was $10,452, up 255.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,452.00 (+255.63%) | $593,853 Land $362,361 Building $231,492 | $593,853 Land $362,361 Building $231,492 |
| 2024 | $2,939.00 (+1.8%) | ||
| 2023 | $2,887.00 (+3.11%) Homeowner's exemption | $206,285 (+3%) | $549,981 (+16.31%) Land $340,106 Building $209,875 |
| 2022 | $2,800.00 Homeowner's exemption | $200,277 | $472,878 Land $338,217 Building $134,661 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 San Jose Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 136 (1979–2024) |
| Claims Outside the SFHA | 13 of 136 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 San Jose Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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