435 Saddlebrook Dr, San Antonio, TX 78245 Property Records

Bexar County property record for 435 Saddlebrook Dr, San Antonio, TX 78245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,897 sqft · built 1985
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on File
Last Sale$109,500 (Jun 2013)
Tax Bill$4,247 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN15850-015-0340

Property Details

APN / Parcel Number

Primary APN15850-015-0340
Alternative APN
  • 592286

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,897 sqft Living Area
Gross Area2,264 sqft
1st Floor Area1,199 sqft
2nd Floor Area698 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1993
Architectural StyleContemporary
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions159 ft deep x 49 ft wide
Garage TypeAttached
Garage Area367 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area30 sqft
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address435 SADDLEBROOK DR
CitySAN ANTONIO
StateTX
Zip78245-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNCB 15850 BLK 15 LOT 34 (LACKLAND CITY UT-189A) HERITAGE NW ANNEXATN
Legal SubdivisionLACKLAND CITY UT-189A
Legal Block15
Legal Lot Number34
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO WEST
Census Block Group1
Census Block1000
Census Tract171914

Owner

435 Saddlebrook Dr is owned and occupied by two individuals who bought it in June 2013.

Source: Bexar County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address435 SADDLEBROOK DR, SAN ANTONIO, TX 78245-2306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2013 · Amount on File
Deed SaleJun 5, 2013 · Amount on File
Deed Document Number2013113067
Deed Book / Page16147 / 2115
Prior Transfer DateMay 29, 2013
Prior Transfer Doc0000113067
Record UpdatedOct 29, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBEXAR TX
Property Address435 SADDLEBROOK DR, SAN ANTONIO, TX 78245-2306
Document Number0000124398
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address435 SADDLEBROOK DR SAN ANTONIO TX 782452306, SAN ANTONIO, TX 78245-2306

Mortgage

Document Number0000124398
DateJun 12, 2020
Instrument124398
Lender
NameCASTLE & COOKE MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 11, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Saddlebrook Dr was $4,247 with a homeowner's exemption, down 9.2% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalitySan Antonio City
Unified School DistrictNorthside Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,247.00 (-9.16%) Homeowner's exemption$274,080 Land $66,730 Building $207,350$274,080 Land $66,730 Building $207,350
2024$4,675.00 (+7.97%)
2023$4,330.00 (-12.53%) Homeowner's exemption$275,400 Land $66,730 Building $208,670$275,400 Land $66,730 Building $208,670
2022$4,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Saddlebrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Saddlebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people · EPA ID TX0150018
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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