435 S Walnut St, Bloomington, IN 47401 Property Records

Monroe County property record for 435 S Walnut St, Bloomington, IN 47401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,165 sqft · built 1946
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Dec 2023)
Tax Bill	$7,262 (2025)
Deeds & Mortgages	Dec 2010 Line of Credit Dec 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-16430-00`

Property Details

APN / Parcel Number

Primary APN	`015-16430-00`
Alternative APN	`53-08-04-200-139.000-009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,165 sqft Total Area
1st Floor Area	2,165 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-16430-00
Street Address	435 S WALNUT ST
City	BLOOMINGTON
State	IN
Zip	47401-4613
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	015-16430-00 SEMINARY PT LOT 72 (PLAT 72F)
Legal Lot Number	72
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2026
Census Tract	100

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1616 S WALNUT ST, BLOOMINGTON, IN 47401-7715
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2010	Deed of Trust, Mortgage · Line of Credit GERMEN AMERICAN BANCORP
Dec 21, 2023	Warranty Deed, Transfer · Line of Credit INDIANA UNIVERSITY CU
May 18, 2021	Limited Warranty Deed, Transfer
Jul 6, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	May 18, 2021
Deed Document Number	202350453
Record Updated	Sep 20, 2026

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	435 S WALNUT ST, BLOOMINGTON, IN 47401-4613
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010019450
Date	Dec 17, 2010
Instrument	2010019450

Lender

Name	GERMEN AMERICAN BANCORP
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	75 Months
Due	Mar 1, 2017

Interest

Rate Type	Adjustable Rate

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 21, 2023
Property Address	435 S WALNUT ST, BLOOMINGTON, IN 47401-4613
Document Number	2023014552
Map Reference	CAB B ENV 5
Instrument Date	Dec 12, 2023
Instrument	2023014552
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023014554
Date	Dec 21, 2023
Instrument	2023014554

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jan 15, 2029

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 18, 2021
Property Address	435 S WALNUT ST, BLOOMINGTON, IN 47401-4613
Document Number	2021009332
Instrument Date	May 12, 2021
Instrument	2021009332
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 AVIATION RD, ONTARIA CANADA, IN

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONROE IN
Recording Date	Jul 6, 2021
Property Address	435 S WALNUT ST, BLOOMINGTON, IN 47401-4613
Document Number	2021012764
Instrument Date	May 12, 2021
Instrument	2021012764
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 AVIATION RD, CANADA, IN

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,262.00 (+18.97%)	$345,300 (+16.77%) Land $100,200 Building $245,100	$345,300 (+16.77%) Land $100,200 Building $245,100
2024	$6,104.00 (-0.52%)
2023		$295,700 (-2.44%) Land $71,900 Building $223,800	$295,700 (-2.44%) Land $71,900 Building $223,800
2022	$6,136.00 (+114.7%)	$303,100 Land $71,900 Building $231,200	$303,100 Land $71,900 Building $231,200
2021	$2,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, Smithville Communications, Xiber.

Nearby Properties on S Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures