435 S Main St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 435 S Main St, Phillipsburg, NJ 08865

Property Summary

Property Type	Commercial
Lot Size	0.045 acres (1,960 sqft)
Owner	Company Name on File
Last Sale	$116,000 (Jun 2020)
Tax Bill	$11,856 (2025)
Deeds & Mortgages	Jun 2020 Sale Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02003-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`19-02003-0000-00001`
Alternative APNs	`190200300001` `02002510` `3749`

Interior

Stories	3 Stories

Exterior

Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	1,960 sqft (0.045 acres)
Lot Dimensions	113 ft deep x 18 ft wide

Location & Zoning

Account Number	3749
Street Address	435 S MAIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3030
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-4
Legal Subdivision	PHILLIPSBURG
Legal Block	2003
Legal Lot Number	1
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2005
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

435 S Main St, a commercial property, is owned by a company that bought it in June 2020.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	7 MAPLE AVE, FLEMINGTON, NJ 08822-1416
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Grant Deed, Transfer ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC
Nov 18, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 10, 2018	Grant Deed, Transfer · Conventional Mortgage MORNINGSTAR HOLDINGS GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	2020529781
Deed Book / Page	3063 / 214
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 8, 2020
Property Address	435 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	0000529781
Book / Page	003063 / 000214
Instrument Date	Jun 4, 2020
Instrument	529781
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 MAPLE AVE FLEMINGTON NJ 088221416, FLEMINGTON, NJ 08822-1416

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 18, 2019
Property Address	435 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	0000519738
Book / Page	003014 / 000038
Instrument Date	Oct 4, 2019
Instrument	519738
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$14.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 MIDDLE NECK RD #400A GREAT NECK NY 110212310, 400A, GREAT NECK, NY 11021-2310

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 10, 2018
Property Address	435 S MAIN ST, PHILLIPSBURG, NJ 08865-3030
Document Number	0000486887
Book / Page	002823 / 000177
Instrument Date	Dec 16, 2017
Instrument	486887
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 CEDAR ALY PHILLIPSBURG NJ 088653001, PHILLIPSBURG, NJ 08865-3001

Mortgage

Document Number	486888
Date	Jan 10, 2018
Book Page	006538/000049
Instrument	486888

Lender

Name	MORNINGSTAR HOLDINGS GROUP LLC
Address	85 SHINNECOCK AVE, MASSAPEQUA, NY 11758-7636

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 435 S Main St was $11,856, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,600 (-) Land $39,400 Building $214,200	$253,600 (-) Land $39,400 Building $214,200
2025	$11,856.00 (+2.86%)	$253,600 Land $39,400 Building $214,200	$253,600 Land $39,400 Building $214,200
2024	$11,526.00
2023		$253,600 Land $39,400 Building $214,200	$253,600 Land $39,400 Building $214,200
2022	$10,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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