Hardin County property record for 435 S Main St, Lumberton, TX 77657
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,368 sqft · built 1973 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,974 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 000053-019975 |
| Primary APN | 000053-019975 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,368 sqft Total Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 86,249 sqft (1.98 acres) |
| Porch | Slab |
| Canopy | 1,152 sqft |
| Utility Building | 400 sqft |
| Account Number | 13111 |
|---|---|
| Street Address | 435 S MAIN ST |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-7374 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | A0053 VANMETER S K TRACT 145A ACRES 1.98 |
| Legal Subdivision | VANMETER S K |
| Legal Tract | 145A |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30504 |
435 S Main St, a commercial property, is owned by a company.
Source: Hardin County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 201 N TRYON ST, CHARLOTTE, NC 28202-2146 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 435 S Main St was $12,974, up 6.7% from the year before.
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,974.00 (+6.68%) | $750,685 (+6.67%) Land $148,320 Building $602,365 | $750,685 (+6.67%) Land $148,320 Building $602,365 |
| 2025 | $12,162.00 (-5.44%) | $703,727 (-4.69%) Land $148,320 Building $555,407 | $703,727 (-4.69%) Land $148,320 Building $555,407 |
| 2024 | $12,862.00 (-6.52%) | $738,375 (-3.35%) Land $148,320 Building $590,055 | $738,375 (-3.35%) Land $148,320 Building $590,055 |
| 2023 | $13,759.00 | $763,941 Land $148,320 Building $615,621 | $763,941 Land $148,320 Building $615,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 S Main St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 policies |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 31 (2001–2026) |
| Claims Outside the SFHA | 31 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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