435 S Main St, Adrian, MI 49221 Property Records

Lenawee County property record for 435 S Main St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,294 sqft · built 1860
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Sep 2021 Refinance Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-245-2023-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-245-2023-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,294 sqft Living Area
1st Floor Area	1,414 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	181 ft deep x 82.5 ft wide
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 S MAIN ST
City	ADRIAN
State	MI
Zip	49221-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 23 BLK 2 ASSESSORS PLAT NO. 9
Legal Subdivision	ASSESSORS PLAT
Legal Block	2
Legal Lot Number	23
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	3
Census Block	3003
Census Tract	61302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 S MAIN ST, ADRIAN, MI 49221-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 19, 2016
Transfer Doc	2532000644
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	435 S MAIN ST, ADRIAN, MI 49221-3210
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026250570
Date	Sep 9, 2021
Book Page	2625/570

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	435 S MAIN ST, ADRIAN, MI 49221-3210
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026280570
Date	Oct 29, 2021
Book Page	2628/570

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	435 S MAIN ST, ADRIAN, MI 49221-3210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025560598
Date	Jan 3, 2018
Book Page	2556/0598

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	435 S MAIN ST, ADRIAN, MI 49221-3210
Document Number	0025890482
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 S MAIN ST ADRIAN MI 492213210, ADRIAN, MI 49221-3210

Mortgage

Document Number	0025890482
Date	Nov 25, 2019
Book Page	002589/000482

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,500 (+6.85%)	$159,000 (+6.85%)
2025	$2,675.00 (+2.37%) Homeowner's exemption	$74,400 (+19.23%)	$148,800 (+19.23%)
2024	$2,613.00
2023		$62,400 (+5.23%)	$124,800 (+5.23%)
2022		$59,300	$118,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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