435 S Maiben St, Readstown, WI 54652 Property Records

Vernon County property record for 435 S Maiben St, Readstown, WI 54652

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$122,900 (Sep 2013)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176-00019-0000`

Property Details

APN / Parcel Number

Primary APN	`176-00019-0000`
Alternative APN	`62176VRD 19`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	435 S MAIBEN ST
City	READSTOWN
State	WI
Zip	54652-7053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 4 BLK 6 E OF RIVER
Legal Block	6
Legal Lot Number	4
Jurisdiction	VERNON WI
Township / Civil Division	READSTOWN
Census Block Group	2
Census Block	2096
Census Tract	960500

Owner

435 S Maiben St is owned and occupied by an individual who bought it in September 2013.

Source: Vernon County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	435 S MAIBEN ST, READSTOWN, WI 54652-7053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2013 · Amount on File
Deed Sale	Sep 5, 2013 · Amount on File
Deed Document Number	478446
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	435 S MAIBEN ST, READSTOWN, WI 54652-7053
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522003
Date	Jul 7, 2021
Instrument	522003

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	435 S MAIBEN ST, READSTOWN, WI 54652-7053
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	506441
Date	Jan 15, 2019
Instrument	506441

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 435 S Maiben St was $3,104 with a homeowner's exemption.

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
Municipality	Readstown Village
Unified School District	Kickapoo Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 Homeowner's exemption	$188,100 Land $5,600 Building $182,500	$216,800
2023	$1,551.00 Homeowner's exemption	$97,600 Land $3,600 Building $94,000	$136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 S Maiben St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (2007–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 S Maiben St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READSTOWN WATERWORKS serves 395 people · EPA ID WI6630261
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vernon Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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