Shelby County property record for 435 S Front St, Memphis, TN 38103
| Property Type | Common Area (Residential) |
|---|---|
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,000 (May 2022) |
| Deeds & Mortgages | May 2026 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-2094-B0-0035 |
| Primary APN | 00-2094-B0-0035 |
|---|
| Lot Area | 18,000 sqft (0.413 acres) |
|---|
| Street Address | 435 S FRONT ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38103-4497 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Local Zoning Code | SM |
| Legal Description | NS NETTLETON AVE COR S FRONT ST SEE MAP GRID# 138 B |
| Legal Subdivision | NETTLETON CONDOMINIUM THE |
| Legal Lot Number | MD |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 4200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Bluffs Warehouse Historic District listed 1987 · 56 contributing resources · NRIS 87000453 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
435 S Front St is owned and occupied by two individuals who bought it in May 2022.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 S FRONT ST, MEMPHIS, TN 38103-4497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Jul 22, 2009 · Amount on File |
| Deed Document Number | 202249004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 21, 2026 |
| Property Address | 435 S FRONT ST, MEMPHIS, TN 38103-4497 |
| Document Number | 0000042310 |
| Instrument Date | May 19, 2026 |
| Instrument | 202642310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042310, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202642310 |
| Name | PINNACLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 2, 2022 |
| Property Address | 435 S FRONT ST, MEMPHIS, TN 38103-4497 |
| Document Number | 0022049004 |
| Map Reference | DOC 08081492 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 22049004 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | NOT AVAILABLE, REALTY TTL GERMANTOWN FOREST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0022049005 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 22049005 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2020 | $100 Land $100 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 435 S Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 S Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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