435 Roosevelt Ave, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 435 Roosevelt Ave, Springfield, MA 01118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,480 sqft · built 1947
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jul 2018)
Tax Bill$4,853 (2026)
Deeds & MortgagesMar 2023 Mortgage
Oct 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNSPRI S:10360 P:0643

Property Details

APN / Parcel Number

Primary APNSPRI S:10360 P:0643
Alternative APN
  • 103600643

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,480 sqft Living Area
1st Floor Area660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,252 sqft (0.258 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number103600643
Street Address435 ROOSEVELT AVE
CitySPRINGFIELD
StateMA
Zip01118-1132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2003
Census Tract802400

Owner

435 Roosevelt Ave is owned and occupied by two individuals who acquired it in May 2025.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address435 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1132
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
GREATER SPRINGFIELD CREDIT UNION
Oct 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ARRHA CREDIT UNION
Aug 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
ARRHA CU
Jul 24, 2018Quit Claim Deed, Transfer · Conventional Mortgage
HOLYOKE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2018 · Amount on File
Deed SaleJul 24, 2018 · Amount on File
Deed Book / Page22280 / 135
Last Transfer DateMay 29, 2025
Transfer Doc025890-279
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address435 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1132
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024934-533
DateMar 13, 2023
Book Page24934/533
Instrument11157
Lender
NameGREATER SPRINGFIELD CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueApr 1, 2038

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address435 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1132
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23495-406
DateOct 26, 2020
Book Page23495/406
Instrument62249
Lender
NameARRHA CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address435 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1132
Document Number22811-62
Instrument DateAug 8, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ROOSEVELT AVE SPRINGFIELD MA 011181132, SPRINGFIELD, MA 01118-1132

Mortgage

Document Number22811-62
DateAug 20, 2019
Book Page022811/000062
Instrument46847
Lender
NameARRHA CU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 19, 2034

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJul 24, 2018
Property Address435 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1132
Document Number22280-135
Book / Page022280 / 000135
Instrument DateJul 2, 2018
Instrument42833
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.25
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33-35 JENNESS ST SPRINGFIELD MA 011042209, SPRINGFIELD, MA 01104-2209

Mortgage

Document Number22280-137
DateJul 24, 2018
Book Page022280/000137
Instrument42834
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 23, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 435 Roosevelt Ave was $4,853, down 5.3% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,853.00 (-5.27%)$313,900 (-3.92%) Land $48,900 Building $265,000$310,131 (-4.32%)
2025$5,123.00$326,700 Land $48,900 Building $277,800$324,140 (+6.79%)
2024$303,525
2023$4,689.00$275,000 Land $46,500 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Roosevelt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Roosevelt Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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