435 Rolling Oaks Dr, Howell, MI 48843 Property Records

Livingston County property record for 435 Rolling Oaks Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,801 sqft · built 2005
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2019)
Tax Bill	$5,972 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-100-053`

Property Details

APN / Parcel Number

Primary APN	`10-04-100-053`
Alternative APN	`471004100053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft
Basement Area	1,801 sqft
Finished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Lot Area	103,237 sqft (2.37 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	130 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	435 ROLLING OAKS DR
City	HOWELL
State	MI
Zip	48843-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURB
Legal Description	10-04-100-053 SEC 4 T2N R4E COMM N 1/4 COR TH S0126'25"E 2564.50 FT TO POB. TH S0126'25"E 204.20 FT TH N82*25'00"W 492.39
Legal Range	04E
Legal Township	02N
Legal Section	04
Legal Subdivision	PART OF SEC 4 T2N R4E
Legal Tract	730100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	1
Census Block	1007
Census Tract	730101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 ROLLING OAKS DR, HOWELL, MI 48843-8916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 20, 2021	Deed of Trust, Mortgage · Construction Mortgage QUICKEN LOANS LLC
Jul 15, 2019	Warranty Deed, Transfer · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	201917737
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	435 ROLLING OAKS DR, HOWELL, MI 48843-8916
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ROLLING OAKS DR, HOWELL, MI 48843-8916

Mortgage

Document Number	0000007182
Date	Mar 9, 2022
Instrument	2022R-007182

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	435 ROLLING OAKS DR, HOWELL, MI 48843-8916
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ROLLING OAKS DR, HOWELL, MI 48843-8916

Mortgage

Document Number	2021R022348
Date	May 20, 2021
Instrument	2021R-022348

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 15, 2019
Property Address	435 ROLLING OAKS DR, HOWELL, MI 48843-8916
Document Number	0000017737
Instrument Date	Jul 8, 2019
Instrument	17737
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,741.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8175 OLDER LN FENTON MI 484309391, FENTON, MI 48430-9391

Mortgage

Document Number	17738
Date	Jul 15, 2019
Instrument	17738

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,000 (+10.12%)	$642,000 (+10.12%)
2025	$5,972.00 (+22.05%)
2023		$291,500
2021	$4,893.00		$583,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Surf Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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