435 Riviera Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 435 Riviera Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,819 sqft · built 1975
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Dec 2020)
Tax Bill	$10,389 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0345-243-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0345-243-04-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,819 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	1,908 sqft
2nd Floor Area	911 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	879 sqft
Patio Area	879 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 RIVIERA DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 6489 LOT 194 TRACT NO 6489 ARROWHEAD WOODS NO 101 LOT 194 EX WATER RTS AND EX MNL RTS WOSE
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	6489
Legal Block	1
Legal Lot Number	194
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1017
Census Tract	10904

Owner

435 Riviera Dr is owned by two individuals who bought it in December 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 51, SKYFOREST, CA 92385-0051
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 20, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Deed Document Number	2020504916
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	0000541352
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	435 RIVIERA DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 RIVTERA DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000035215
Date	Feb 14, 2023
Instrument	2023-0035215

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 10, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	435 RIVIERA DR, LAKE ARROWHEAD, CA 92352
Document Number	0000504918
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	435 RIVIERA DR LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000504918
Date	Dec 11, 2020
Instrument	504918

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 11, 2020
Property Address	435 RIVIERA DR, LAKE ARROWHEAD, CA 92352
Document Number	0000504916
Map Reference	MB 83 PG 76-83
Instrument Date	Nov 10, 2020
Instrument	2020-0504916
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 51, SKYFOREST, CA 92385-0051

Mortgage

Document Number	0000504917
Date	Dec 11, 2020
Instrument	2020-0504917

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000504918
Date	Dec 11, 2020
Instrument	2020-0504918

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 20, 2017
Property Address	435 RIVIERA DR, LAKE ARROWHEAD, CA 92352
Document Number	0000541352
Instrument Date	Dec 13, 2017
Instrument	541352
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 4326 BLUE JAY CA 923174326, BLUE JAY, CA 92317-4326

Tax Assessment & Valuation

The 2025 property tax bill for 435 Riviera Dr was $10,389.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$937,089 (+2%) Land $386,428 Building $550,661
2025	$10,389.00	$918,715 Land $378,851 Building $539,864
2023	$9,732.00 (+2.09%)	$883,040 Land $364,140 Building $518,900
2022	$9,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Riviera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Riviera Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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