Cook County property record for 435 Ridge Rd, Wilmette, IL 60091
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 824 sqft · built 1973 |
| Lot Size | 0.803 acres (34,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Sep 2021) |
| Tax Bill | $3,196 (2023) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33-117-120-1020 |
| Primary APN | 05-33-117-120-1020 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Units | 64 Units |
| Building Area | 824 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Lot Area | 34,971 sqft (0.803 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 435 RIDGE RD, 304 |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-2452 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 33 |
| Legal Subdivision | INDIAN RDG/WILMETTE CONDO |
| Legal Lot Number | 2-4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 801000 |
435 Ridge Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 RIDGE RD, 304, WILMETTE, IL 60091-2452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on File |
| Deed Sale | Sep 2, 2021 · Amount on File |
| Prior Sale | Aug 19, 2013 · Amount on File |
| Deed Document Number | 202128513 |
| Prior Transfer Date | Jul 9, 2017 |
| Prior Transfer Doc | 0000013076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 2, 2021 |
| Property Address | 435 RIDGE RD APT 304, 304, WILMETTE, IL 60091-2452 |
| Document Number | 0024528513 |
| Map Reference | DOC 2942192 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2124528513 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 RIDGE RD APT 304, 304, WILMETTE, IL 60091-2452 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 435 RIDGE RD APT 304, 304, WILMETTE, IL 60091-2452 |
| Document Number | 0024528514 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2124528514 |
| Name | A & N MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,994 Land $1,781 Building $13,213 | $149,940 Land $17,810 Building $132,130 | |
| 2023 | $3,196.00 (+5.65%) | ||
| 2022 | $3,025.00 | $14,085 Land $1,483 Building $12,602 | $140,850 Land $14,830 Building $126,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 435 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 435 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T.
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