435 Rancho Camino, Fallbrook, CA 92028 Property Records

San Diego County property record for 435 Rancho Camino, Fallbrook, CA 92028

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 4 ba · 3,198 sqft · built 1971
Lot Size2.4 acres (104,544 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Aug 2026)
Tax Bill$6,162 (2025)
Deeds & MortgagesAug 2026 Transfer
Aug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN123-410-32-00

Property Details

APN / Parcel Number

Primary APN123-410-32-00
Alternative APN
  • 1234101100

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Units3 Units
Stories1 Story
Building Area3,198 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMulti-Family
Lot Area104,544 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Old Parcel Number1234101100
Street Address435 RANCHO CAMINO
CityFALLBROOK
StateCA
Zip92028-9092
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeA70
Legal DescriptionSEC 18-10-3W NWQ DOC138682REC71 IN ROS 7013 IN
Legal Range03W
Legal Township10
Legal Section18
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1007
Census Tract18804

Owner

Source: San Diego County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address435 RANCHO CAMINO, FALLBROOK, CA 92028-9092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Affidavit of Death of Trustee, Transfer
Aug 18, 2026Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2026 · Amount on Record
Deed SaleAug 18, 2026 · Amount on Record
Prior SaleMay 26, 2010 · Amount on Record
Deed Document Number2026242397
Prior Transfer DateNov 14, 2014
Prior Transfer Doc0000522287
Record UpdatedOct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2026
Property Address435 RANCHO CAMINO, FALLBROOK, CA 92028-9092
Document Number0000242396
Instrument DateAug 11, 2026
Instrument2026242396
Transaction TypeTransfer
Record UpdatedAug 27, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2026
Property Address435 RANCHO CAMINO, FALLBROOK, CA 92028-9092
Document Number0000242397
Instrument DateAug 4, 2026
Instrument2026242397
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105,545.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 RANCHO CAMINO, FALLBROOK, CA 92028-9092

Mortgage

Document Number0000242398,
DateAug 18, 2026
Instrument2026242398
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$579,305 (+2%) Land $302,819 Building $276,486
2025$6,162.00 (+5.19%)$567,947 (+4.04%) Land $296,882 Building $271,065
2023$5,858.00 (-0.03%)$545,894 Land $285,354 Building $260,540
2022$5,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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