435 Ponte Ave, San Marcos, CA 92078 Property Records

San Diego County property record for 435 Ponte Ave, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1983
Lot Size	0.478 acres (20,865 sqft)
Owner	Trust Name on File
Last Sale	$1,475,000 (Jun 2024)
Tax Bill	$16,568 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-240-56-00`

Property Details

APN / Parcel Number

Primary APN	`217-240-56-00`
Alternative APN	`217-241-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,757 sqft Living Area

Exterior

Year Built	Built 1983
Lot Area	20,865 sqft (0.478 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	217-240-56-00
Street Address	435 PONTE AVE
City	SAN MARCOS
State	CA
Zip	92078-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	TR 9942 LOT 3
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #3671
Legal Tract	9942
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20037

Owner

435 Ponte Ave is owner-occupied and held in a trust since June 2024.

Source: San Diego County records, as of October 6, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1620 DODGE ST, OMAHA, NE 68102-1593
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 22, 2022
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMESTONE MORTGAGE
Sep 14, 2018	Grant Deed, Transfer · Conventional Mortgage PRIMESTONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Jun 21, 2024
Deed Document Number	2024-0156580
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2023
Property Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333
Document Number	0000041144
Map Reference	MAP 9942
Instrument Date	Feb 10, 2023
Instrument	2023-0041144
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333

Mortgage

Document Number	0000041145
Date	Feb 16, 2023
Instrument	2023-0041145

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022:

Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2022
Property Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333
Document Number	0000126975
Map Reference	MAP 9942
Instrument Date	Mar 15, 2022
Instrument	2022-0126975
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333

Mortgage

Document Number	0000051555
Date	Jan 22, 2021
Instrument	2021-0051555

Lender

Name	PRIMESTONE MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2018
Property Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333
Document Number	0000383904
Map Reference	MAP 9942
Instrument Date	Aug 24, 2018
Instrument	2018-0383904
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 PONTE AVE, SAN MARCOS, CA 92078-2333

Mortgage

Document Number	0000383905
Date	Sep 14, 2018
Instrument	2018-0383905

Lender

Name	PRIMESTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 435 Ponte Ave was $16,568 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,568.00 Homeowner's exemption	$1,454,092 Land $1,060,033 Building $394,059
2023	$9,612.00 (+1.3%) Homeowner's exemption	$817,549 Land $231,411 Building $586,138
2022	$9,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Ponte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Ponte Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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