La Plata County property record for 435 Pine River Ranch Cir, Bayfield, CO 81122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,496 sqft · built 1979 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Sep 1998) |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5675-113-01-032 |
| Primary APN | 5675-113-01-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Rustic |
| Lot Area | 43,996 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 304 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R011672 |
|---|---|
| Street Address | 435 PINE RIVER RANCH CIR |
| City | BAYFIELD |
| State | CO |
| Zip | 81122-9325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: PINE RIVER RANCH #2 BLOCK: 0 LOT: 45 PINE RIVER RANCHES SUB #2 435 PINE RIVER RANCH CIR BAYFIELD 81122 |
| Legal Subdivision | PINE RIVER RANCH #2 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | BAYFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970601 |
435 Pine River Ranch Cir is owned by two individuals who bought it in September 1998.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 876, BAYFIELD, CO 81122-0876 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 1998 · Amount on File |
| Deed Sale | Sep 25, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 435 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-9325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 435 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-9325 |
| Document Number | 0001247135 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 1247135 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 435 Pine River Ranch Cir was $1,861.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Bayfield School District 10 JT-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,060 (-2.07%) Land $4,800 Building $21,260 | $425,720 (-) Land $78,380 Building $347,340 | |
| 2025 | $1,861.00 | $26,610 Land $4,900 Building $21,710 | $425,720 Land $78,380 Building $347,340 |
| 2023 | $1,347.00 (+7.07%) | $21,840 (+12.11%) Land $3,620 Building $18,220 | $325,970 (+16.28%) Land $54,060 Building $271,910 |
| 2022 | $1,258.00 | $19,480 Land $3,630 Building $15,850 | $280,320 Land $52,250 Building $228,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Pine River Ranch Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Pine River Ranch Cir is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 77% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: AlignTec, Verizon.
5G (outdoors only) and 4G LTE
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