Merced County property record for 435 Petunia Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 2005 |
| Lot Size | 0.123 acres (5,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Apr 2022) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-531-004-000 |
| Primary APN | 061-531-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,095 sqft |
| 1st Floor Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 5,375 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 141 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-531-004 |
|---|---|
| Street Address | 435 PETUNIA CT |
| City | MERCED |
| State | CA |
| Zip | 95341-7745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | SANDCASTLE SUBDIVISION PHASE 1 LOT 198 |
| Legal Subdivision | SANDCASTLE SUB |
| Legal Lot Number | 198 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2601 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 619 LUCAS DR, LAFAYETTE, CA 94549-5525 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2022 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 6, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 13, 2017 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2020 · Amount on Record |
| Deed Document Number | 202216777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 27, 2022 |
| Property Address | 435 PETUNIA CT, MERCED, CA 95341-7745 |
| Document Number | 0000016777 |
| Map Reference | MB 61 PG 18-20 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022016777 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 619 LUCAS DR, LAFAYETTE, CA 94549-5525 |
| Document Number | 0000016778 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022016778 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 6, 2020 |
| Property Address | 435 PETUNIA CT, MERCED, CA 95341-7745 |
| Document Number | 0000011415 |
| Map Reference | MB 61 PG 8-20 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2020011415 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 PETUNIA CT, MERCED, CA 95341-7745 |
| Document Number | 0000011416 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 2020011416 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 13, 2017 |
| Property Address | 435 PETUNIA CT, MERCED, CA 95341-7745 |
| Document Number | 0000001438 |
| Map Reference | MB61 PG18-20 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 2017-001438 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 435 PETUNIA CT, MERCED, CA 95341-7745 |
| Document Number | 0000001439 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 2017-001439 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $403,500 (+1.77%) Land $105,000 Building $298,500 | |
| 2025 | $5,480.00 (+6.22%) | $396,500 (+4.62%) Land $105,000 Building $291,500 |
| 2024 | $5,159.00 (+1.42%) | |
| 2023 | $5,087.00 (+32.61%) | $379,000 Land $85,000 Building $294,000 |
| 2022 | $3,836.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 85 policies |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 4 (2017–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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