435 Patterson Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 435 Patterson Ave, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 1979
Lot Size0.135 acres (5,916 sqft)
OwnerIndividual Name on Record
Tax Bill$468 (2025)
Deeds & MortgagesNov 2023 Reverse Mortgage
Feb 2018 Loan Modification
APN0143-02-0061

Property Details

APN / Parcel Number

Primary APN0143-02-0061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
1st Floor Area1,491 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,916 sqft (0.135 acres)
PorchFinished/Screened Porch
Porch Area394 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address435 PATTERSON AVE
CityOSPREY
StateFL
Zip34229-9394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 126 OSPREY PARK OR 2419/2891
Legal Range18E
Legal Township38S
Legal Section03
Legal SubdivisionOSPREY PARK 2
Legal Tract651
Legal Lot Number126
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group2
Census Block2010
Census Tract2101

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address435 PATTERSON AVE, OSPREY, FL 34229-9394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Feb 20, 2018Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 9, 2023
Transfer Doc0000169201
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateNov 9, 2023
Property Address435 PATTERSON AVE, OSPREY, FL 34229-9394
Document Number0000169201
Map ReferenceMB 2 PG 205
Instrument DateOct 30, 2023
Instrument2023169201
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address435 PATTERSON AVE, OSPREY, FL 34229-9394

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 PATTERSON AVE, OSPREY, FL 34229-9394

Mortgage

Document Number0000169202
DateNov 9, 2023
Instrument2023169202
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term863 Months
DueOct 26, 2095
Interest
Rate TypeAdjustable Rate
Rate7.93%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.9%

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARASOTA FL
Property Address435 PATTERSON AVE, OSPREY, FL 34229-9394
Document Number0000072285
Instrument DateFeb 20, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address435 PATTERSON AVE OSPREY FL 342299394, OSPREY, FL 34229-9394

Mortgage

Document Number0000072285
DateMay 31, 2018
Instrument72285
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2048

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$468.00 (-50.84%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$85,172 (+5.99%)$274,800 (+21.16%) Land $94,400 Building $180,400
2023$952.00 (+1.49%) Homeowner's exemption Widower's exemption$80,361 (+3%)$226,800 (+17.33%) Land $88,600 Building $138,200
2022$938.00 Homeowner's exemption Widower's exemption$78,020$193,300 Land $76,900 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 155 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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