435 Opening Hill Rd, Madison, CT 06443 Property Records

Madison Town property record for 435 Opening Hill Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,168 sqft · built 1999
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Jul 2017)
Tax Bill	$11,537 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:102 B:4`

Property Details

APN / Parcel Number

Primary APN	`MADI M:102 B:4`
Alternative APNs	`00546700` `546700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	7,134 sqft
1st Floor Area	1,816 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	546700
Street Address	435 OPENING HILL RD
City	MADISON
State	CT
Zip	06443-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	4
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2010
Census Tract	194201

Owner

435 Opening Hill Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Madison Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 OPENING HILL RD, MADISON, CT 06443-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Oct 2, 2007 · Amount on File
Deed Book / Page	2030 / 139
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	435 OPENING HILL RD, MADISON, CT 06443-1917
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2208-333
Date	Apr 19, 2021
Book Page	2208/333
Instrument	1458

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jul 7, 2017
Property Address	435 OPENING HILL RD, MADISON, CT 06443-1917
Document Number	2030-139
Book / Page	002030 / 000139
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 OPENING HILL RD MADISON CT 064431917, MADISON, CT 06443-1917

Mortgage

Document Number	2030-141
Date	Jul 7, 2017
Book Page	002030/000141

Lender

Name	STEARNS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 435 Opening Hill Rd was $11,537, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,537.00 (+2.81%)	$500,300 (-) Land $110,300 Building $388,200	$943,061 (+169.28%)
2025	$11,222.00	$500,300 Land $110,300 Building $390,000	$350,210 Land $77,210 Building $273,000
2024	$11,222.00 (+6.29%)
2023	$10,558.00 (+1.9%)	$352,300 (-) Land $84,800 Building $267,500
2022	$10,361.00	$352,300 Land $84,800 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Opening Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Opening Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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