435 Old Mill Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 435 Old Mill Rd, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1973
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Dec 2025)
Tax Bill	$4,755 (2025)
Deeds & Mortgages	Dec 2025 Sale Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:143 L:024`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:143 L:024`
Alternative APN	`79854`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,332 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	79854
Street Address	435 OLD MILL RD
City	OSTERVILLE
State	MA
Zip	02655-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	24
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3005
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	141 WAYLAND RD, HYANNIS, MA 02601-2478
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Quit Claim Deed, Transfer
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Oct 23, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Book / Page	37373 / 170
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0000052841
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 19, 2025
Property Address	435 OLD MILL RD, OSTERVILLE, MA 02655-1424
Document Number	037373-170
Book / Page	37373 / 170
Instrument Date	Dec 16, 2025
Instrument	52841
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WAYLAND RD, HYANNIS, MA 02601-2478

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	435 OLD MILL RD, OSTERVILLE, MA 02655-1424
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034272-26
Date	Jul 6, 2021
Book Page	34272/26
Instrument	44938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Apr 26, 2022
Property Address	435 OLD MILL RD, OSTERVILLE, MA 02655-1424
Document Number	035074-295
Book / Page	35074 / 295
Instrument Date	Apr 25, 2022
Instrument	21529
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	435 OLD MILL RD, OSTERVILLE, MA 02655-1424

Mortgage

Document Number	0000021530
Date	Apr 26, 2022
Instrument	21530

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Oct 23, 2020
Property Address	435 OLD MILL RD, OSTERVILLE, MA 02655-1424
Document Number	33390-193
Book / Page	33390 / 193
Instrument Date	Oct 7, 2020
Instrument	58169
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1559 BAY ST APT 25, 25, TAUNTON, MA 02780-1052

Mortgage

Document Number	58170
Date	Oct 23, 2020
Instrument	58170

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,755.00 (+4.12%)	$587,800 (+0.51%) Land $241,200 Building $346,600	$731,880
2024	$4,567.00 (+13.66%)	$584,800 (+21.38%) Land $241,200 Building $343,600
2023	$4,018.00	$481,800 Land $219,200 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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