435 Oak St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 435 Oak St, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,592 sqft · built 1966
Lot Size	0.445 acres (19,375 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Sep 2020)
Tax Bill	$977 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077048D A 01100`

Property Details

APN / Parcel Number

Primary APN	`077048D A 01100`
Alternative APN	`048D A 01100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Basement Area	304 sqft
Finished Basement	304 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,375 sqft (0.445 acres)
Lot Dimensions	155 ft deep x 125 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	300 sqft
Patio Area	32 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 OAK ST
City	DUNLAP
State	TN
Zip	37327-3976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: JOHNIE MAE DENNIS; TRACT: 13
Legal Subdivision	JOHNIE MAE DENNIS
Legal Tract	13
Legal Lot Number	11
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2024
Census Tract	60103

Owner

435 Oak St is owned by two individuals who bought it in September 2020.

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 INTERPACE PKWY, C0240, PARSIPPANY, NJ 07054-1120
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Document Number	20202192
Deed Book / Page	404 / 80
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 9, 2020
Property Address	435 OAK ST, DUNLAP, TN 37327-3976
Document Number	0000002192
Book / Page	000404 / 000080
Instrument Date	Sep 4, 2020
Instrument	2192
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 OAK ST DUNLAP TN 373273976, DUNLAP, TN 37327-3976

Mortgage

Document Number	2193
Date	Sep 9, 2020
Book Page	000404/000083
Instrument	2193

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,450 Land $5,000 Building $35,450
2023	$977.00 (+13.6%)	$40,450 (+56.03%) Land $5,000 Building $35,450	$161,800 (+56.03%) Land $20,000 Building $141,800
2022	$860.00	$25,925 Land $3,850 Building $22,075	$103,700 Land $15,400 Building $88,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 435 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Oak St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20