435 Nelson St, Sedro Woolley, WA 98284 Property Records

Skagit County property record for 435 Nelson St, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,173 sqft · built 1902
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$5,764 (2022)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2021 Mortgage + 1 more
APN	`4149-002-010-0008`

Property Details

APN / Parcel Number

Primary APN	`4149-002-010-0008`
Alternative APN	`P75273`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,173 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	1,482 sqft
2nd Floor Area	691 sqft
Basement Area	890 sqft
Finished Basement	892 sqft
Unfinished Basement	892 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Width	800 ft Width
Garage Type	Mixed
Garage Area	324 sqft
Carport	Carport
Carport Area	1,803 sqft
Parking Spaces	7 Parking Spaces
Pool Area	324 sqft
Porch	Porch
Porch Area	1,803 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P75273
Old Parcel Number	41490020100008
Street Address	435 NELSON ST
City	SEDRO WOOLLEY
State	WA
Zip	98284-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10, BLOCK 2, PLAT OF TOWN OF SEDRO, AS PER PLAT RECORDED IN VOLUME 1 OF PLATS, PAGE 17, RECORDS OF SKAGIT COUNTY, WA
Legal Range	04E
Legal Township	35N
Legal Section	25
Legal Quarter	NE
Legal Subdivision	SEDRO
Legal Block	2
Legal Lot Number	9-10 10
Jurisdiction	SKAGIT WA
Township / Civil Division	SEDRO-WOOLLEY
Census Block Group	2
Census Block	2028
Census Tract	951400

Owner

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 NELSON ST, SEDRO WOOLLEY, WA 98284-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jun 30, 2008
Last Transfer Date	Sep 18, 2008
Transfer Doc	0009180080
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	435 NELSON ST, SEDRO WOOLLEY, WA 98284-1640
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 NELSON ST, SEDRO WOOLLEY, WA 98284-1640

Mortgage

Document Number	0000000049
Date	Dec 21, 2022
Instrument	202212210049

Lender

Name	BANNER BANK
Type	Bank
Address	SEDRO WOOLLEY, WA 98284

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	435 NELSON ST, SEDRO WOOLLEY, WA 98284-1640
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000164
Date	Feb 1, 2021
Instrument	202102010164

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	435 NELSON ST, SEDRO WOOLLEY, WA 98284-1640
Document Number	0005270091
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 NELSON ST SEDRO WOOLLEY WA 982841640, SEDRO WOOLLEY, WA 98284-1640

Mortgage

Document Number	0005270091
Date	May 27, 2020
Instrument	5270091

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Sedro-Woolley City
Unified School District	Sedro-Woolley School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1979–1995)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Nov 1995 · Severe Storms, High Wind, And Flooding
Claims by Event	Severe Storms, High Wind, And Flooding, Nov 1995 · 6 claims Severe Storms & Flooding, Nov 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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