Oscoda County property record for 435 N Mount Tom Rd, Mio, MI 48647
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 784 sqft |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Apr 2026) |
| Tax Bill | $518 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan |
| APN | 004-036-002-50 |
| Primary APN | 004-036-002-50 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 2,808 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 435 N MOUNT TOM RD |
|---|---|
| City | MIO |
| State | MI |
| Zip | 48647-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T27N R2E SEC 36 - W 400' M/L OF N 1/2 OF SE 1/4 OF NE 1/4 OF NE 1/4. 3 A. MOL. 1990 SPLIT FROM 004-036-002-10 |
| Legal Range | 02E |
| Legal Township | 27N |
| Legal Section | 36 |
| Jurisdiction | OSCODA MI |
| Township / Civil Division | ELMER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970400 |
435 N Mount Tom Rd is owned and occupied by an individual who bought it in April 2026.
Source: Oscoda County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 341 MCMILLAN RD, GROSSE POINTE FARMS, MI 48236-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Nov 24, 2025 · Amount on File |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCODA MI |
| Recording Date | Apr 27, 2026 |
| Property Address | 435 N MOUNT TOM RD, MIO, MI 48647-8751 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 MCMILLAN RD, GROSSE POINTE FARMS, MI 48236-3417 |
| Investor | Possibly a Property Investor |
| Date | Apr 27, 2026 |
|---|
| Name | CENTURY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 435 N Mount Tom Rd was $518 with a homeowner's exemption.
Source: Oscoda County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oscoda County |
| County Subdivision | Elmer Township |
| Unified School District | Mio-AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,200 (-8.41%) | $78,400 (-8.41%) | |
| 2025 | $518.00 Homeowner's exemption | $42,800 | $85,600 |
| 2023 | $490.00 Homeowner's exemption | $35,700 | $71,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 435 N Mount Tom Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 N Mount Tom Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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