435 N Franklin St, Wauseon, OH 43567 Property Records

Fulton County property record for 435 N Franklin St, Wauseon, OH 43567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1968
Lot Size	0.291 acres (12,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2026)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-013800-00.000`

Property Details

APN / Parcel Number

Primary APN	`06-013800-00.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	1,430 sqft
Basement Area	715 sqft
Unfinished Basement	715 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,672 sqft (0.291 acres)
Lot Dimensions	144 ft deep x 88 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	316 sqft
Deck Area	Deck Area
Patio Area	662 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	435 N FRANKLIN ST
City	WAUSEON
State	OH
Zip	43567-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PROSPECT HEIGHTS ADDITION LOT 012 & 013
Legal Range	00
Legal Township	00
Legal Section	01
Legal Subdivision	PROSPECT HEIGHTS
Legal Lot Number	12,013
Jurisdiction	FULTON OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2021
Census Tract	40702

Owner

Source: Fulton County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Line of Credit MIDLAND TITLE
Jun 2, 2023	Warranty Deed, Transfer · USDA Mortgage THE STATE BANK & TRUST CO
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS NATIONAL BANK
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	20263559
Deed Book / Page	391 / 1423
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Aug 21, 2026
Property Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233
Document Number	0000003559
Book / Page	391 / 1423
Instrument Date	Aug 6, 2026
Instrument	20263559
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233

Mortgage

Document Number	0000003560,
Date	Aug 21, 2026
Instrument	20263560

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Jun 2, 2023
Property Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233
Document Number	000377/988
Book / Page	377 / 988
Map Reference	VOL 3 PG 52
Instrument Date	May 31, 2023
Instrument	202300002019
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233

Mortgage

Document Number	202300002020
Date	Jun 2, 2023
Instrument	202300002020

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	366/2441
Date	Apr 23, 2021
Book Page	366/2441
Instrument	202100002389

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	435 N FRANKLIN ST, WAUSEON, OH 43567-1233
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	366/2444
Date	Apr 23, 2021
Book Page	366/2444
Instrument	202100002390

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Clinton Township
Municipality	Wauseon City
Unified School District	Wauseon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (-5.33%)	$54,500 (-) Land $9,000 Building $45,500	$155,700 (-) Land $25,700 Building $130,000
2024	$2,681.00 (-3.77%)	$54,500 (-) Land $9,000 Building $45,500	$155,700 (-) Land $25,700 Building $130,000
2023	$2,786.00 (+17.06%)	$54,500 (+33.87%) Land $9,000 Building $45,500	$155,700 (+33.88%) Land $25,700 Building $130,000
2022	$2,380.00 Homeowner's exemption	$40,710 Land $7,490 Building $33,220
2020			$116,300 Land $21,400 Building $94,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUSEON CITY PWS serves 7,568 people · EPA ID OH2600111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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