Sarasota County property record for 435 N Casey Key Rd, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 6,037 sqft · built 1970 |
| Lot Size | 0.838 acres (36,505 sqft) |
| Owner | Company Name on File |
| Last Sale | $100 (Mar 2017) |
| Tax Bill | $87,017 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 0146-24-0012 |
| Primary APN | 0146-24-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,037 sqft Living Area |
| Gross Area | 7,847 sqft |
| 1st Floor Area | 3,466 sqft |
| Upper Floors Area | 2,571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 36,505 sqft (0.838 acres) |
| Lot Dimensions | 202 ft deep x 100 ft wide |
| View / Lot | Gulf |
| Garage Type | Attached |
| Garage Area | 1,204 sqft |
| Pool Area | 805 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,897 sqft |
| Deck Area | 515 sqft |
| Patio Area | 1,611 sqft |
| Utility Building | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0146240012 |
|---|---|
| Street Address | 435 N CASEY KEY RD |
| City | OSPREY |
| State | FL |
| Zip | 34229-9774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | BEG AT US MEANDER COR ON SLY LINE OF SEC 9 TH W ALG S LINE 430.48 FT TO MHW MARK OF GULF OF MEXICO TH NWLY ALG MHW MARK 1600 FT FOR POB TH N 72 E 195 FT M/L TO C/L OF EXISTING RD TH NWLY ALG C/L OF RD |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 09 |
| Legal Subdivision | NOT PART OF A SUBDIVISION |
| Legal Tract | 0000 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2102 |
435 N Casey Key Rd is owned by a company that bought it in March 2017.
Source: Sarasota County records, as of May 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 979 BANK ST # 209, OTTAWA, ON K1S 5 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA |
| Dec 12, 2018 | Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA |
| May 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on File |
| Deed Sale | Mar 1, 2017 · Amount on File |
| Prior Sale | Oct 8, 2012 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 435 N CASEY KEY RD, OSPREY, FL 34229-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8 GROUSE NEST, GLOUCESTER XX |
| Document Number | 0000030772 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026030772 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 435 N CASEY KEY RD, OSPREY, FL 34229-9774 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000161397 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018161397 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.23% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | May 2, 2017 |
| Property Address | 435 N CASEY KEY RD, OSPREY, FL 34229-9774 |
| Document Number | 0000054865 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 54865 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 359 KENT ST #400 |
The 2025 property tax bill for 435 N Casey Key Rd was $87,017, up 0.6% from the year before.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,017.00 (+0.55%) | $7,584,100 Land $4,452,000 Building $3,132,100 | $7,584,100 Land $4,452,000 Building $3,132,100 |
| 2024 | $86,541.00 (-2.63%) | ||
| 2023 | $88,882.00 (+9.04%) | $8,292,700 (+10.5%) Land $4,452,000 Building $3,840,700 | $8,292,700 (+10.5%) Land $4,452,000 Building $3,840,700 |
| 2022 | $81,516.00 | $7,505,000 Land $4,146,600 Building $3,358,400 | $7,505,000 Land $4,146,600 Building $3,358,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 N Casey Key Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 142 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 154 units insured incl. 12 condo units |
| Nearby Flood Claims | 39 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 435 N Casey Key Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures