435 N 6th St, Eldridge, IA 52748 Property Records

Scott County property record for 435 N 6th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,266 sqft · built 1980
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Jun 2021)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931039315`

Property Details

APN / Parcel Number

Primary APN	`931039315`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,266 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	742 sqft
Unfinished Basement	428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	435 N 6TH ST
City	ELDRIDGE
State	IA
Zip	52748-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EWOLDT'S 6TH ADD LOT: 015 EWOLDT'S 6TH ADD
Legal Subdivision	EWOLDT'S 6TH ADD
Legal Lot Number	15
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1011
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit VIBRANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	202120390
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Recording Date	Aug 14, 2026
Property Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132
Document Number	0000017622
Instrument Date	Aug 10, 2026
Instrument	202617622
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132

Mortgage

Document Number	0000017622,
Date	Aug 14, 2026
Instrument	202617622

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2051

Interest

Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 15, 2021
Property Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132
Document Number	202100020390
Instrument Date	Jun 4, 2021
Instrument	202100020390
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132

Mortgage

Document Number	202100020392
Date	Jun 15, 2021
Instrument	202100020392

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 5, 2031
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Mortgage

Document Number	202100020393
Date	Jun 15, 2021
Instrument	202100020393

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 5, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132
Transaction Type	Mortgage
Record Updated	Jun 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013453
Date	May 15, 2020
Instrument	202000013453

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	435 N 6TH ST, ELDRIDGE, IA 52748-1132
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00000537
Date	Jan 8, 2018
Instrument	2018-00000537

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 18, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00	$288,500 (-) Land $49,500 Building $239,000	$288,500 (-) Land $49,500 Building $239,000
2025	$3,302.00 (+1.98%) Homeowner's exemption	$288,500 (+9.74%) Land $49,500 Building $239,000	$288,500 (+9.74%) Land $49,500 Building $239,000
2024	$3,238.00 (+18.26%)
2023		$262,900 Land $33,000 Building $229,900	$262,900 Land $33,000 Building $229,900
2022	$2,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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