435 N 4th E, Mountain Home, ID 83647 Property Records

Elmore County property record for 435 N 4th E, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,608 sqft · built 1920
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$154,700 (Oct 2017)
Tax Bill	$86 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2023 Line of Credit + 2 more
APN	`RPA009000C020AA`

Property Details

APN / Parcel Number

Primary APN	`RPA009000C020AA`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Attic	Attic
Attic Area	348 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	1,200 ft deep x 750 ft wide

Location & Zoning

Street Address	435 N 4TH E
City	MOUNTAIN HOME
State	ID
Zip	83647-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOTS 20-22 BLK C MTN HOME TNST
Legal Subdivision	MOUNTAIN HOME ORIGINAL TOWNSITE
Legal Block	C
Legal Lot Number	20-22
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	2
Census Block	2037
Census Tract	960300

Owner

435 N 4th E is owned and occupied by an individual who acquired it in February 2020.

Source: Elmore County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	435 N 4TH E, MOUNTAIN HOME, ID 83647-2744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Feb 21, 2020	Intrafamily Transfer, Transfer
Oct 27, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Deed Document Number	2017462759
Last Transfer Date	Feb 21, 2020
Transfer Doc	0000478854
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	435 N 4TH E, MOUNTAIN HOME, ID 83647-2744
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000485283
Date	Nov 4, 2020
Instrument	485283

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	435 N 4TH E, MOUNTAIN HOME, ID 83647-2744
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507103
Date	Sep 14, 2023
Instrument	507103

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 13, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE ID
Recording Date	Feb 21, 2020
Property Address	435 N 4TH E, MOUNTAIN HOME, ID 83647-2744
Document Number	0000478854
Instrument Date	Feb 21, 2020
Instrument	478854
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 4TH EAST STREET, MOUNTAIN HOME, ID 83647-2744

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Oct 27, 2017
Property Address	435 N 4TH E, MOUNTAIN HOME, ID 83647-2744
Document Number	0000462759
Instrument Date	Oct 25, 2017
Instrument	462759
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	GUARANTY TITLE AGENCY INC, GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N 4TH E ST, MOUNTAIN HOME, ID 83647-2744

Mortgage

Document Number	0000462760
Date	Oct 27, 2017
Instrument	462760

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 435 N 4th E was $86, down 56.8% from the year before.

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$86.00 (-56.78%)	$296,320 (-8.51%) Land $56,000 Building $240,320	$296,320 (-8.51%) Land $56,000 Building $240,320
2024	$199.00 (+180.28%)	$323,876 (+12.27%) Land $49,000 Building $274,876	$323,876 (+12.27%) Land $49,000 Building $274,876
2023	$71.00 (-56.71%)	$288,468 (+5.68%) Land $38,000 Building $250,468	$288,468 (+5.68%) Land $38,000 Building $250,468
2022	$164.00	$272,968 Land $34,500 Building $238,468	$272,968 Land $34,500 Building $238,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 435 N 4th E.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 N 4th E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

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