Niagara County and Lewiston Town property record for 435 N 3rd St, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 1953 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Mar 2022) |
| Tax Bill | $4,291 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292401 101.06-3-33 |
| Primary APN | 292401 101.06-3-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Upper Floors Area | 513 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 435 N 3RD ST |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 510118 LT 14 |
| Legal Block | 3 |
| Legal Lot Number | 33.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 24401 |
435 N 3rd St is owned and occupied by two individuals who bought it in March 2022.
Source: Niagara County and Lewiston Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 N 3RD ST, LEWISTON, NY 14092-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FEDERAL CREDIT UNION |
| Mar 25, 2022 | Warranty Deed, Transfer · Seller Carry-Back RANDY DUNCAN ETAL |
| Oct 2, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on File |
| Deed Sale | Mar 25, 2022 · Amount on File |
| Deed Document Number | 20225707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 1, 2026 |
| Property Address | 435 N 3RD ST, LEWISTON, NY 14092-1236 |
| Document Number | 0000007936 |
| Instrument Date | May 22, 2026 |
| Instrument | 20267936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 435 N 3RD ST, LEWISTON, NY 14092-1236 |
| Document Number | 0000007936, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20267936 |
| Name | ONTARIO SHRS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 25, 2022 |
| Property Address | 435 N 3RD ST, LEWISTON, NY 14092-1236 |
| Document Number | 0000005707 |
| Map Reference | MB 24 PG 2342 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022-05707 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 N 3RD ST, 460, LEWISTON, NY 14092-1237 |
| Name | Verified Name |
|---|---|
| Address | 435 N 3RD ST, LEWISTON, NY 14092-1236 |
| Document Number | 0000005708 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-05708 |
| Name | RANDY DUNCAN ETAL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 8, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Oct 2, 2020 |
| Property Address | 435 N 3RD ST, LEWISTON, NY 14092-1236 |
| Document Number | 0000015938 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 15938 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 N 3RD ST LEWISTON NY 140921237, LEWISTON, NY 14092-1237 |
The 2026 property tax bill for 435 N 3rd St was $4,291, up 2.6% from the year before.
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Municipality | Lewiston Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,291.00 (+2.61%) | ||
| 2025 | $4,182.00 | $87,500 Land $18,700 Building $68,800 | $218,800 Land $46,761 Building $172,039 |
| 2023 | $87,500 Land $18,700 Building $68,800 | $190,217 Land $40,652 Building $149,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 435 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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