Broome County and Windsor Town property record for 435 Mount Carmel Rd, Windsor, NY 13865
| Property Type | Rural Home |
|---|---|
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Mar 2017) |
| Tax Bill | $6,517 (2025) |
| Deeds & Mortgages | Apr 2022 Construction Loan Apr 2022 Mortgage |
| APN | 035089 152.00-1-22 |
| Primary APN | 035089 152.00-1-22 |
|---|---|
| Alternative APNs |
|
| Lot Area | 522,720 sqft (12 acres) |
|---|
| Account Number | 50000001345 |
|---|---|
| Street Address | 435 MOUNT CARMEL RD |
| City | WINDSOR |
| State | NY |
| Zip | 13865-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Subdivision | SUBDIVISION MAP GLEN MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12501 |
Source: Broome County and Windsor Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 435 MOUNT CARMEL RD, WINDSOR, NY 13865-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Construction Mortgage WALDEN SAVINGS BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WALDEN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Prior Sale | Dec 18, 2008 · Amount on Record |
| Deed Document Number | 20178022 |
| Deed Book / Page | 2520 / 15 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 435 MOUNT CARMEL RD, WINDSOR, NY 13865-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 453 MOUNT CARMEL RD, WINDSOR, NY 13865-1910 |
| Document Number | 00232/1133 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 232/1133 |
| Instrument | 202200008803 |
| Name | WALDEN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, NY 12549 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 435 MOUNT CARMEL RD, WINDSOR, NY 13865-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 435 MOUNT CARMEL RD, WINDSOR, NY 13865-1910 |
| Document Number | 04074/1107 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 4074/1107 |
| Instrument | 202200008802 |
| Name | WALDEN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MONTGOMERY, NY 12549 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.62% |
Source: Broome County and Windsor Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Windsor Town |
| Unified School District | Windsor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,517.00 (+2.71%) | $128,118 (+41.19%) Land $37,000 Building $91,118 | $301,500 (+72.78%) Land $87,072 Building $214,428 |
| 2024 | $6,345.00 | ||
| 2023 | $90,740 Land $32,000 Building $58,740 | $174,500 Land $61,538 Building $112,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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