435 Moreno Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 435 Moreno Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 522 sqft · built 1960
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2025)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`2350-602-15-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-602-15-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	522 sqft Living Area
1st Floor Area	522 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio/Porch
Porch Area	128 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	435 MORENO LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT 1754 LOT 10 BLOCK 19
Legal Subdivision	BIG BEAR PINES #1
Legal Tract	1754
Legal Block	19
Legal Lot Number	10
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1004
Census Tract	11408

Owner

435 Moreno Ln is owned by two individuals who bought it in November 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4773 GRANADA AVE, RIVERSIDE, CA 92504-2203
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Nov 17, 2025	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Oct 12, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Dec 28, 2015 · Amount on File
Deed Document Number	2025282334
Prior Transfer Date	Sep 28, 2023
Prior Transfer Doc	0000252623
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	435 MORENO LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MORENO LN, SUGARLOAF, CA 92386

Mortgage

Document Number	0000151395
Date	Jul 1, 2024
Instrument	2024-0151395

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2025
Property Address	435 MORENO LN, SUGARLOAF, CA 92386
Document Number	0000282334
Map Reference	MB 25 PG 52&53
Instrument Date	Oct 13, 2025
Instrument	2025-0282334
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4773 GRANADA AVE, RIVERSIDE, CA 92504-2203

Mortgage

Document Number	0000282335
Date	Nov 17, 2025
Instrument	2025-0282335

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 12, 2023
Property Address	435 MORENO LN, SUGARLOAF, CA 92386
Document Number	0000252623
Map Reference	MB 25 PG 52&53
Instrument Date	Sep 28, 2023
Instrument	2023-0252623
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5054, SUGARLOAF, CA 92386-0754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 5054, SUGARLOAF, CA 92386-0754

Tax Assessment & Valuation

The 2025 property tax bill for 435 Moreno Ln was $2,696.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,000 (+71.34%) Land $43,000 Building $172,000
2025	$2,696.00	$125,483 Land $25,096 Building $100,387
2023	$2,470.00 (+4.53%)	$120,611 Land $24,122 Building $96,489
2022	$2,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Moreno Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Moreno Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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