435 Milton St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 435 Milton St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,186 sqft · built 1880
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on Record
Last Sale	$536,000 (Aug 2023)
Tax Bill	$8,379 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086-0002-0290-00`

Property Details

APN / Parcel Number

Primary APN	`086-0002-0290-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	680 sqft
2nd Floor Area	680 sqft
Attic	Attic
Attic Area	326 sqft
Basement Area	680 sqft
Finished Basement	500 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	1,481 sqft (0.034 acres)
Lot Dimensions	71 ft deep x 91 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	435 MILTON ST
City	CINCINNATI
State	OH
Zip	45202-0927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	435 MILTON ST 20 X 71 PT E SLACKS SUB SQ 5
Legal Subdivision	SLACKS SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1016
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 MILTON ST, CINCINNATI, OH 45202-0927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jan 31, 2017	Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Document Number	202355119
Deed Book / Page	14973 / 2511
Prior Transfer Date	Nov 23, 2009
Prior Transfer Doc	0000000713
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 7, 2023
Property Address	435 MILTON ST, CINCINNATI, OH 45202-0927
Document Number	0000055119
Book / Page	14973 / 2511
Instrument Date	Jul 31, 2023
Instrument	2023-0055119
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 MILTON ST, CINCINNATI, OH 45202-0927

Mortgage

Document Number	0000055120
Date	Aug 7, 2023
Instrument	2023-0055120

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	435 MILTON ST, CINCINNATI, OH 45202-0927
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105213
Date	Nov 27, 2019
Book Page	14053/00416
Instrument	2019-0105213

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	435 MILTON ST, CINCINNATI, OH 45202-0927
Document Number	0000012909
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	NEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 MILTON ST CINCINNATI OH 452020927, CINCINNATI, OH 45202-0927

Mortgage

Document Number	0000012909
Date	Feb 9, 2017
Instrument	12909

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,379.00 (+3.13%)	$135,909 (-) Land $52,245 Building $83,664	$388,310 (-) Land $149,270 Building $239,040
2024	$8,125.00 (-2.2%)	$135,909 (-) Land $52,245 Building $83,664
2023	$8,308.00 (+14.12%)	$135,909 (+27.3%) Land $52,245 Building $83,664	$388,310 (+27.3%) Land $149,270 Building $239,040
2022	$7,280.00 Homeowner's exemption	$106,761 Land $29,782 Building $76,979
2020			$305,030 Land $85,090 Building $219,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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